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ZIP Code03814

Center Ossipee, NH

Carroll County · New Hampshire · United States
Home to 2,392 people across 33.245 square miles.

Eastern31 ZIPs in county

At a glance

03814 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
2,392
±371 · 48th pctile nationally
Median household income
$74,475
US median $70,109 · 57th pctile
Median home value
$316,200
US median $207,500 · 73th pctile
Median age
49.8
US median 42 years
Population density
72/mi²
49th pctile most dense
Land area
33.245 mi²
plus 4.358 mi² water

Location

Where 03814 is

43.770937, -71.181505 · Census ZCTA internal pointOpen larger map →
Coordinates43.770937, -71.181505
Time zoneAmerica/New_York
CountyCarroll County
StateNew Hampshire (NH)
Land area33.245 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Boston, MA97.7 mi
New York, NY255.9 mi
Philadelphia, PA334.0 mi
Chicago, IL842.3 mi

People

Who lives in 03814

2,392 residents in 978 households, averaging 2.45 people per household. The largest age group is 65+ at 22.2% of residents, and 77.1% of households are families.

Age distribution

Share of residents by age band

Under 1821.7%
18-245.0%
25-3412.1%
35-448.9%
45-5410.1%
55-6420.1%
65+22.2%

Households

Composition and size

Total households978
Average household size2.45
Family households77.1%
Living alone22.9%
Median age49.8 years
Households with internet82.6%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White91.4%
Black0.5%
Asian6.4%
Two or more1.7%

Income & work

What people earn in 03814

The median household here earns $74,475 a year, above the US median of $70,109, which puts 03814 ahead of 57% of American ZIP codes. 5.1% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$74,475
LowestHighest
Higher than 57% of all US ZIP codes.
Median household income$74,475 ±$14,970
Per capita income$39,820
Poverty rate5.1%
Unemployment rate3.0%
Labor force participation46.0%

Household income distribution

Share of households in each bracket

<$25k9.2%
$25-50k16.4%
$50-75k26.6%
$75-100k8.7%
$100-150k22.3%
$150-200k12.5%
$200k+4.4%

Educational attainment among residents 25 and older: 37.3% hold a bachelor's degree or higher, 90.1% finished high school.

Housing

Homes and rent in 03814

A typical home is valued at $316,200, and median rent runs $1,350 a month. This is an owner-majority area — 67.6% of occupied homes are owned, and the typical building went up in 1979.

Costs

Typical values

Median home value$316,200
Median gross rent$1,350/mo
Median year built1979
Housing units1,886
Vacancy rate48.1%

Own vs. rent

Of 978 occupied units

Owner-occupied67.6%
Renter-occupied32.4%
Owner households661
Renter households317

Building types

Units by structure size

Single family71.5%
2-4 units19.0%
5-19 units1.6%
20+ units7.8%

Getting to work

How 03814 commutes

72.6% of workers drove alone, and the average one-way trip takes 32.1 minutes.

Mode of transport

Workers 16 and older

Drove alone72.6%
Carpooled4.6%
Public transit1.7%
Worked from home9.6%

Travel time

Mean commute 32.1 minutes

<10 min13.3%
10-1925.8%
20-2911.9%
30-4420.3%
45-5916.7%
60+11.9%

Overview

Understanding ZIP code 03814

ZIP code 03814 is assigned to Center Ossipee, NH, and falls within Carroll County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 2,392 people live inside it.

At 72 residents per square mile spread over 33.245 square miles, 03814 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $74,475 puts 03814 near the middle of the pack, ahead of 57% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Center Ossipee looks like

Housing in 03814 costs close to the national median. A typical home is valued at $316,200 against a US median of $207,500, and median gross rent runs $1,350 a month. The split between owning and renting is fairly even at 67.6% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 71.5% of housing units here. The median construction year is 1979, making the housing here from the later twentieth century. The vacancy rate of 48.1% is high, which in many places reflects seasonal or second-home use rather than abandonment.

The population skews older than the national median, with a median age of 49.8 against 42 nationally. The average household holds 2.45 people, and 77.1% are family households.

Getting to work takes 32.1 minutes on average one way. The dominant mode is drove alone at 72.6% of workers.

Where to stay

Where to stay in Center Ossipee, NH

03814 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Median rent in 03814 is $1,350 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Boston, MA is about 97.7 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 03814 is used for

Beyond addressing mail, 03814 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 03814 offers a compact profile of Center Ossipee: 2,392 residents, a median household income of $74,475, 37.3% of adults holding a bachelor's degree or higher, and an unemployment rate of 3.0%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 03814 may cover parts of several distinct areas, and a single neighbourhood in Center Ossipee may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 03814

What city is ZIP code 03814 in?
03814 serves Center Ossipee, New Hampshire, in Carroll County, United States.
What is the population of 03814?
About 2,392 people live in ZIP code 03814, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±371. That works out to roughly 72 people per square mile.
What is the average income in 03814?
The median household income in 03814 is $74,475 per year, compared with a US median of $70,109. Per capita income is $39,820. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 03814?
The median home value is $316,200 and median gross rent is $1,350 a month. 67.6% of occupied homes are owner-occupied.
Is 03814 a good place to live?
That depends on what you're looking for, but here are the facts: 37.3% of adults hold a bachelor's degree or higher, the unemployment rate is 3.0%, and the median age is 49.8. The average commute is 32.1 minutes. We publish the numbers and let you weigh them.
What time zone is 03814 in?
03814 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 03814?
ZIP code 03814 covers 33.245 square miles of land plus 4.358 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 03814 urban, suburban or rural?
By population density, 03814 reads as a rural area. It holds 72 people per square mile across 33.245 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 03814?
Median gross rent in 03814 is $1,350 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 978 occupied homes here, 317 are rented.
What is the commute like from 03814?
The average one-way commute from 03814 takes about 32.1 minutes. The most common way to travel is drove alone, used by 72.6% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 03814?
About 853 residents of 03814 are employed. Labor force participation stands at 46.0% and the unemployment rate is 3.0%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 03814?
Accommodation in and around Center Ossipee, NH ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 03814 cover more than one city or county?
This page lists Center Ossipee as the primary place and Carroll County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 03814 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 03814. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 03814, the Census approximation of the USPS delivery area.