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ZIP Code04087

Waterboro, ME

York County · Maine · United States
Home to 2,122 people across 19.887 square miles.

EasternOwner-majority42 ZIPs in county

At a glance

04087 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
2,122
±677 · 46th pctile nationally
Median household income
$96,268
US median $70,109 · top 25%
Median home value
$236,200
US median $207,500 · 58th pctile
Median age
50.2
US median 42 years
Population density
107/mi²
55th pctile most dense
Land area
19.887 mi²
plus 0.213 mi² water

Location

Where 04087 is

43.56861, -70.744281 · Census ZCTA internal pointOpen larger map →
Coordinates43.56861, -70.744281
Time zoneAmerica/New_York
CountyYork County
StateMaine (ME)
Land area19.887 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Boston, MA85.0 mi
New York, NY258.5 mi
Philadelphia, PA338.0 mi
Chicago, IL863.5 mi

People

Who lives in 04087

2,122 residents in 747 households, averaging 2.84 people per household. The largest age group is 55-64 at 22.8% of residents, and 82.7% of households are families.

Age distribution

Share of residents by age band

Under 1818.7%
18-247.0%
25-348.5%
35-447.8%
45-5417.7%
55-6422.8%
65+17.5%

Households

Composition and size

Total households747
Average household size2.84
Family households82.7%
Living alone9.2%
Median age50.2 years
Households with internet97.9%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White91.4%
Two or more8.6%

Income & work

What people earn in 04087

The median household here earns $96,268 a year, above the US median of $70,109, which puts 04087 ahead of 80% of American ZIP codes. 11.5% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$96,268
LowestHighest
Higher than 80% of all US ZIP codes.
Median household income$96,268 ±$8,955
Per capita income$39,186
Poverty rate11.5%
Unemployment rate5.5%
Labor force participation65.3%

Household income distribution

Share of households in each bracket

<$25k6.6%
$25-50k11.1%
$50-75k15.8%
$75-100k25.7%
$100-150k25.8%
$150-200k0.5%
$200k+14.5%

Educational attainment among residents 25 and older: 23.3% hold a bachelor's degree or higher, 85.8% finished high school.

Housing

Homes and rent in 04087

A typical home is valued at $236,200, and median rent runs $1,214 a month. This is an owner-majority area — 86.9% of occupied homes are owned, and the typical building went up in 1984.

Costs

Typical values

Median home value$236,200
Median gross rent$1,214/mo
Median year built1984
Housing units901
Vacancy rate17.1%

Own vs. rent

Of 747 occupied units

Owner-occupied86.9%
Renter-occupied13.1%
Owner households649
Renter households98

Building types

Units by structure size

Single family89.5%
2-4 units3.2%
20+ units7.3%

Getting to work

How 04087 commutes

80.4% of workers drove alone, and the average one-way trip takes 31.9 minutes.

Mode of transport

Workers 16 and older

Drove alone80.4%
Carpooled8.2%
Walked1.4%
Worked from home7.6%

Travel time

Mean commute 31.9 minutes

<10 min11.1%
10-1922.2%
20-2919.7%
30-4414.0%
45-5929.0%
60+4.0%

Overview

Understanding ZIP code 04087

ZIP code 04087 is assigned to Waterboro, ME, and falls within York County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 2,122 people live inside it.

At 107 residents per square mile spread over 19.887 square miles, 04087 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run above the national median. At $96,268, 04087 sits comfortably in the upper half, ahead of 80% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Waterboro looks like

Housing in 04087 costs close to the national median. A typical home is valued at $236,200 against a US median of $207,500, and median gross rent runs $1,214 a month. Ownership dominates: 86.9% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 89.5% of housing units here. The median construction year is 1984, making the housing here from the later twentieth century.

The population skews older than the national median, with a median age of 50.2 against 42 nationally. The average household holds 2.84 people, and 82.7% are family households.

Getting to work takes 31.9 minutes on average one way. The dominant mode is drove alone at 80.4% of workers.

Where to stay

Where to stay in Waterboro, ME

04087 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Median rent in 04087 is $1,214 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Boston, MA is about 85.0 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 04087 is used for

Beyond addressing mail, 04087 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 04087 offers a compact profile of Waterboro: 2,122 residents, a median household income of $96,268, 23.3% of adults holding a bachelor's degree or higher, and an unemployment rate of 5.5%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 04087 may cover parts of several distinct areas, and a single neighbourhood in Waterboro may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 04087

What city is ZIP code 04087 in?
04087 serves Waterboro, Maine, in York County, United States.
What is the population of 04087?
About 2,122 people live in ZIP code 04087, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±677. That works out to roughly 107 people per square mile.
What is the average income in 04087?
The median household income in 04087 is $96,268 per year, compared with a US median of $70,109. Per capita income is $39,186. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 04087?
The median home value is $236,200 and median gross rent is $1,214 a month. 86.9% of occupied homes are owner-occupied.
Is 04087 a good place to live?
That depends on what you're looking for, but here are the facts: 23.3% of adults hold a bachelor's degree or higher, the unemployment rate is 5.5%, and the median age is 50.2. The average commute is 31.9 minutes. We publish the numbers and let you weigh them.
What time zone is 04087 in?
04087 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 04087?
ZIP code 04087 covers 19.887 square miles of land plus 0.213 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 04087 urban, suburban or rural?
By population density, 04087 reads as a rural area. It holds 107 people per square mile across 19.887 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 04087?
Median gross rent in 04087 is $1,214 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 747 occupied homes here, 98 are rented.
What is the commute like from 04087?
The average one-way commute from 04087 takes about 31.9 minutes. The most common way to travel is drove alone, used by 80.4% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 04087?
About 1,117 residents of 04087 are employed. Labor force participation stands at 65.3% and the unemployment rate is 5.5%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 04087?
Accommodation in and around Waterboro, ME ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 04087 cover more than one city or county?
This page lists Waterboro as the primary place and York County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 04087 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 04087. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 04087, the Census approximation of the USPS delivery area.