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ZIP Code04103

Portland, ME

Cumberland County · Maine · United States
Home to 31,705 people across 10.229 square miles.

EasternTop 10% degree-holders52 ZIPs in county

At a glance

04103 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
32k
±1,310 · top 10% nationally
Median household income
$90,682
US median $70,109 · top 25%
Median home value
$421,800
US median $207,500 · top 25%
Median age
37.8
US median 42 years
Population density
3,100/mi²
top 25% most dense
Land area
10.229 mi²
plus 0.751 mi² water

Location

Where 04103 is

43.695422, -70.288652 · Census ZCTA internal pointOpen larger map →
Coordinates43.695422, -70.288652
Time zoneAmerica/New_York
CountyCumberland County
StateMaine (ME)
Land area10.229 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Boston, MA100.1 mi
New York, NY280.4 mi
Philadelphia, PA360.3 mi
Chicago, IL886.6 mi

People

Who lives in 04103

31,705 residents in 13,364 households, averaging 2.37 people per household. The largest age group is under 18 at 19.3% of residents.

Age distribution

Share of residents by age band

Under 1819.3%
18-247.7%
25-3416.6%
35-4414.2%
45-5411.7%
55-6412.3%
65+18.3%

Households

Composition and size

Total households13,364
Average household size2.37
Family households55.1%
Living alone31.8%
Median age37.8 years
Households with internet91.8%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White80.8%
Black8.9%
Asian4.1%
Native American0.0%
Other0.9%
Two or more5.3%
Hispanic / Latino1.8%

Income & work

What people earn in 04103

The median household here earns $90,682 a year, above the US median of $70,109, which puts 04103 ahead of 76% of American ZIP codes. 8.2% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$90,682
LowestHighest
Higher than 76% of all US ZIP codes.
Median household income$90,682 ±$7,109
Per capita income$51,655
Poverty rate8.2%
Unemployment rate5.0%
Labor force participation70.7%

Household income distribution

Share of households in each bracket

<$25k11.3%
$25-50k16.3%
$50-75k16.1%
$75-100k10.4%
$100-150k20.4%
$150-200k11.7%
$200k+13.8%

Educational attainment among residents 25 and older: 58.3% hold a bachelor's degree or higher, 97.2% finished high school.

Housing

Homes and rent in 04103

A typical home is valued at $421,800, and median rent runs $1,571 a month. This is an owner-majority area — 61.2% of occupied homes are owned, and the typical building went up in 1960.

Costs

Typical values

Median home value$421,800
Median gross rent$1,571/mo
Median year built1960
Housing units14,336
Vacancy rate6.8%

Own vs. rent

Of 13,364 occupied units

Owner-occupied61.2%
Renter-occupied38.8%
Owner households8,180
Renter households5,184

Building types

Units by structure size

Single family59.5%
2-4 units24.6%
5-19 units10.2%
20+ units5.8%

Getting to work

How 04103 commutes

69.6% of workers drove alone, and the average one-way trip takes 21.5 minutes. 19.7% work from home.

Mode of transport

Workers 16 and older

Drove alone69.6%
Carpooled5.9%
Public transit0.7%
Walked2.5%
Bike0.5%
Worked from home19.7%

Travel time

Mean commute 21.5 minutes

<10 min13.2%
10-1948.8%
20-2919.9%
30-4410.4%
45-594.1%
60+3.7%

Overview

Understanding ZIP code 04103

ZIP code 04103 is assigned to Portland, ME, and falls within Cumberland County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 31,705 people live inside it.

At 3,100 residents per square mile spread over 10.229 square miles, 04103 reads as a densely built-up area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run above the national median. At $90,682, 04103 sits comfortably in the upper half, ahead of 76% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Portland looks like

Housing in 04103 costs well above the national median. A typical home is valued at $421,800 against a US median of $207,500, and median gross rent runs $1,571 a month. The split between owning and renting is fairly even at 61.2% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 59.5% of housing units here. The median construction year is 1960, making the housing here mid-century.

The population skews broadly in line with the national age profile, with a median age of 37.8 against 42 nationally. The average household holds 2.37 people, and 55.1% are family households.

Getting to work takes 21.5 minutes on average one way. The dominant mode is drove alone at 69.6% of workers, while 19.7% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Portland, ME

Portland is a built-up area, so you will generally find a mix of chain hotels near the main approach roads and a smaller number of independent properties closer to the centre. Staying in 04103 itself often costs less than an equivalent room in the nearest downtown while keeping you close to it.

Median rent in 04103 is $1,571 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Boston, MA is about 100.1 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 04103 is used for

Beyond addressing mail, 04103 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 04103 offers a compact profile of Portland: 31,705 residents, a median household income of $90,682, 58.3% of adults holding a bachelor's degree or higher, and an unemployment rate of 5.0%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 04103 may cover parts of several distinct areas, and a single neighbourhood in Portland may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 04103

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Maine ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Portland

Portland is served by 9 postal codes.

More in Cumberland County

Look up another

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Questions

Common questions about 04103

What city is ZIP code 04103 in?
04103 serves Portland, Maine, in Cumberland County, United States.
What is the population of 04103?
About 31,705 people live in ZIP code 04103, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±1,310. That works out to roughly 3,100 people per square mile.
What is the average income in 04103?
The median household income in 04103 is $90,682 per year, compared with a US median of $70,109. Per capita income is $51,655. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 04103?
The median home value is $421,800 and median gross rent is $1,571 a month. 61.2% of occupied homes are owner-occupied.
Is 04103 a good place to live?
That depends on what you're looking for, but here are the facts: 58.3% of adults hold a bachelor's degree or higher, the unemployment rate is 5.0%, and the median age is 37.8. The average commute is 21.5 minutes. We publish the numbers and let you weigh them.
What time zone is 04103 in?
04103 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 04103?
ZIP code 04103 covers 10.229 square miles of land plus 0.751 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 04103 urban, suburban or rural?
By population density, 04103 reads as a densely built-up area. It holds 3,100 people per square mile across 10.229 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 04103?
Median gross rent in 04103 is $1,571 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 13,364 occupied homes here, 5,184 are rented.
What is the commute like from 04103?
The average one-way commute from 04103 takes about 21.5 minutes. The most common way to travel is drove alone, used by 69.6% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 04103?
About 17,566 residents of 04103 are employed. Labor force participation stands at 70.7% and the unemployment rate is 5.0%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 04103?
Accommodation in and around Portland, ME ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 04103 cover more than one city or county?
This page lists Portland as the primary place and Cumberland County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 04103 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 04103. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 04103, the Census approximation of the USPS delivery area.