GetZips
ZIP Code07026

Garfield, NJ

Bergen County · New Jersey · United States
Home to 32,502 people across 2.111 square miles.

EasternTop 5% density71 ZIPs in county

At a glance

07026 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
33k
±84 · top 10% nationally
Median household income
$75,701
US median $70,109 · 59th pctile
Median home value
$454,300
US median $207,500 · top 25%
Median age
39
US median 42 years
Population density
15k/mi²
top 1% most dense
Land area
2.111 mi²
plus 0.08 mi² water

Location

Where 07026 is

40.879797, -74.10825 · Census ZCTA internal pointOpen larger map →
Coordinates40.879797, -74.10825
Time zoneAmerica/New_York
CountyBergen County
StateNew Jersey (NJ)
Land area2.111 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

Loading forecast…

Distance to major cities

Straight-line, computed from coordinates

New York, NY12.7 mi
Philadelphia, PA84.8 mi
Boston, MA187.8 mi
Chicago, IL703.7 mi

People

Who lives in 07026

32,502 residents in 11,541 households, averaging 2.82 people per household. The largest age group is under 18 at 19.6% of residents, and 75.7% of households are families.

Age distribution

Share of residents by age band

Under 1819.6%
18-249.6%
25-3414.6%
35-4415.4%
45-5414.3%
55-6411.9%
65+14.5%

Households

Composition and size

Total households11,541
Average household size2.82
Family households75.7%
Living alone19.3%
Median age39 years
Households with internet87.3%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White58.5%
Black6.0%
Asian3.9%
Native American0.2%
Other14.6%
Two or more16.8%
Hispanic / Latino45.4%

Income & work

What people earn in 07026

The median household here earns $75,701 a year, above the US median of $70,109, which puts 07026 ahead of 59% of American ZIP codes. 14.2% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$75,701
LowestHighest
Higher than 59% of all US ZIP codes.
Median household income$75,701 ±$5,449
Per capita income$36,260
Poverty rate14.2%
Unemployment rate5.6%
Labor force participation66.3%

Household income distribution

Share of households in each bracket

<$25k16.4%
$25-50k15.9%
$50-75k17.2%
$75-100k14.4%
$100-150k17.7%
$150-200k6.8%
$200k+11.5%

Educational attainment among residents 25 and older: 24.3% hold a bachelor's degree or higher, 84.4% finished high school.

Housing

Homes and rent in 07026

A typical home is valued at $454,300, and median rent runs $1,612 a month. Ownership is close to even at 45.4% owned, and the typical building went up in 1954.

Costs

Typical values

Median home value$454,300
Median gross rent$1,612/mo
Median year built1954
Housing units12,234
Vacancy rate5.7%

Own vs. rent

Of 11,541 occupied units

Owner-occupied45.4%
Renter-occupied54.6%
Owner households5,237
Renter households6,304

Building types

Units by structure size

Single family28.8%
2-4 units58.4%
5-19 units8.4%
20+ units4.5%

Getting to work

How 07026 commutes

68.9% of workers drove alone, and the average one-way trip takes 30.2 minutes.

Mode of transport

Workers 16 and older

Drove alone68.9%
Carpooled8.8%
Public transit6.8%
Walked4.9%
Bike0.6%
Worked from home6.8%

Travel time

Mean commute 30.2 minutes

<10 min7.6%
10-1929.5%
20-2922.3%
30-4421.1%
45-598.9%
60+10.5%

Overview

Understanding ZIP code 07026

ZIP code 07026 is assigned to Garfield, NJ, and falls within Bergen County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 32,502 people live inside it.

At 15,396 residents per square mile spread over 2.111 square miles, 07026 reads as a dense urban area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $75,701 puts 07026 near the middle of the pack, ahead of 59% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Garfield looks like

Housing in 07026 costs well above the national median. A typical home is valued at $454,300 against a US median of $207,500, and median gross rent runs $1,612 a month. The split between owning and renting is fairly even at 45.4% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by small multi-family buildings of two to four units, which account for 58.4% of housing units here. The median construction year is 1954, making the housing here mid-century.

The population skews broadly in line with the national age profile, with a median age of 39 against 42 nationally. The average household holds 2.82 people, and 75.7% are family households.

Getting to work takes 30.2 minutes on average one way. The dominant mode is drove alone at 68.9% of workers.

Where to stay

Where to stay in Garfield, NJ

Garfield sits in a densely built environment, and accommodation in and around 07026 tends to reflect that — full-service hotels, boutique properties and serviced apartments packed close together, usually within walking distance of transit. Rates in dense urban codes move sharply with the calendar: midweek business demand and weekend leisure demand can price very differently.

Median rent in 07026 is $1,612 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, New York, NY is about 12.7 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

Opens Booking.com in a new tab. We are not affiliated with Booking.com and receive nothing from this link.

Practical uses

What ZIP code 07026 is used for

Beyond addressing mail, 07026 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 07026 offers a compact profile of Garfield: 32,502 residents, a median household income of $75,701, 24.3% of adults holding a bachelor's degree or higher, and an unemployment rate of 5.6%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 07026 may cover parts of several distinct areas, and a single neighbourhood in Garfield may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Look up another

Search any ZIP code

Questions

Common questions about 07026

What city is ZIP code 07026 in?
07026 serves Garfield, New Jersey, in Bergen County, United States.
What is the population of 07026?
About 32,502 people live in ZIP code 07026, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±84. That works out to roughly 15,396 people per square mile.
What is the average income in 07026?
The median household income in 07026 is $75,701 per year, compared with a US median of $70,109. Per capita income is $36,260. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 07026?
The median home value is $454,300 and median gross rent is $1,612 a month. 45.4% of occupied homes are owner-occupied.
Is 07026 a good place to live?
That depends on what you're looking for, but here are the facts: 24.3% of adults hold a bachelor's degree or higher, the unemployment rate is 5.6%, and the median age is 39. The average commute is 30.2 minutes. We publish the numbers and let you weigh them.
What time zone is 07026 in?
07026 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 07026?
ZIP code 07026 covers 2.111 square miles of land plus 0.08 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 07026 urban, suburban or rural?
By population density, 07026 reads as a dense urban area. It holds 15,396 people per square mile across 2.111 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 07026?
Median gross rent in 07026 is $1,612 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 11,541 occupied homes here, 6,304 are rented.
What is the commute like from 07026?
The average one-way commute from 07026 takes about 30.2 minutes. The most common way to travel is drove alone, used by 68.9% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 07026?
About 16,807 residents of 07026 are employed. Labor force participation stands at 66.3% and the unemployment rate is 5.6%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 07026?
Accommodation in and around Garfield, NJ ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 07026 cover more than one city or county?
This page lists Garfield as the primary place and Bergen County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 07026 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 07026. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 07026, the Census approximation of the USPS delivery area.