Pequannock, NJ

ZIP code 07440 is assigned to Pequannock, NJ, and falls within Morris County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 4,810 people live inside it.

At 3,107 residents per square mile spread over 1.548 square miles, 07440 reads as a densely built-up area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings here sit well above the national picture. The median household income of $147,976 places 07440 in the upper reaches of American postal codes, ahead of 96% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Housing in 07440 costs well above the national median. A typical home is valued at $514,600 against a US median of $207,500, and median gross rent runs $981 a month. Ownership dominates: 88.2% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 86.6% of housing units here. The median construction year is 1962, making the housing here mid-century. At 0.0%, vacancy is low — housing here is tightly held.

The population skews broadly in line with the national age profile, with a median age of 37.2 against 42 nationally. Households are relatively large at 3.01 people on average, with 76.2% classified as family households.

Getting to work takes 28.4 minutes on average one way. The dominant mode is drove alone at 78.3% of workers, while 13.1% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Beyond addressing mail, 07440 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 07440 offers a compact profile of Pequannock: 4,810 residents, a median household income of $147,976, 47.9% of adults holding a bachelor's degree or higher, and an unemployment rate of 3.5%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 07440 may cover parts of several distinct areas, and a single neighbourhood in Pequannock may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.