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ZIP Code20778

West River, MD

Anne Arundel County · Maryland · United States
Home to 2,243 people across 7.641 square miles.

EasternTop 10% incomeOwner-majority43 ZIPs in county

At a glance

20778 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
2,243
±859 · 47th pctile nationally
Median household income
$177,083
US median $70,109 · top 5%
Median home value
$718,100
US median $207,500 · top 5%
Median age
47.4
US median 42 years
Population density
294/mi²
67th pctile most dense
Land area
7.641 mi²
plus 0.752 mi² water

Location

Where 20778 is

38.828701, -76.572747 · Census ZCTA internal pointOpen larger map →
Coordinates38.828701, -76.572747
Time zoneAmerica/New_York
CountyAnne Arundel County
StateMaryland (MD)
Land area7.641 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Philadelphia, PA108.1 mi
New York, NY188.5 mi
Boston, MA378.3 mi
Atlanta, GA558.7 mi

People

Who lives in 20778

2,243 residents in 739 households, averaging 3.04 people per household. The largest age group is under 18 at 23.8% of residents, and 77.9% of households are families.

Age distribution

Share of residents by age band

Under 1823.8%
18-248.5%
25-344.7%
35-449.6%
45-5417.7%
55-6418.8%
65+17.0%

Households

Composition and size

Total households739
Average household size3.04
Family households77.9%
Living alone22.1%
Median age47.4 years
Households with internet93.8%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White91.2%
Black0.4%
Two or more8.5%
Hispanic / Latino13.3%

Income & work

What people earn in 20778

The median household here earns $177,083 a year, above the US median of $70,109, which puts 20778 ahead of 98% of American ZIP codes. 0.8% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$177,083
LowestHighest
Higher than 98% of all US ZIP codes.
Median household income$177,083 ±$40,363
Per capita income$62,490
Poverty rate0.8%
Unemployment rate3.2%
Labor force participation64.9%

Household income distribution

Share of households in each bracket

<$25k8.5%
$25-50k0.0%
$50-75k0.0%
$75-100k9.5%
$100-150k10.6%
$150-200k42.5%
$200k+29.0%

Educational attainment among residents 25 and older: 43.8% hold a bachelor's degree or higher, 98.0% finished high school.

Housing

Homes and rent in 20778

A typical home is valued at $718,100. This is an owner-majority area — 98.2% of occupied homes are owned, and the typical building went up in 1991.

Costs

Typical values

Median home value$718,100
Median gross rent—/mo
Median year built1991
Housing units739
Vacancy rate0.0%

Own vs. rent

Of 739 occupied units

Owner-occupied98.2%
Renter-occupied1.8%
Owner households726
Renter households13

Building types

Units by structure size

Single family100.0%

Getting to work

How 20778 commutes

56.7% of workers drove alone, and the average one-way trip takes 34.4 minutes. 27.9% work from home.

Mode of transport

Workers 16 and older

Drove alone56.7%
Carpooled14.2%
Walked1.3%
Worked from home27.9%

Travel time

Mean commute 34.4 minutes

<10 min22.4%
10-199.4%
20-2911.4%
30-4421.3%
45-5920.2%
60+15.2%

Overview

Understanding ZIP code 20778

ZIP code 20778 is assigned to West River, MD, and falls within Anne Arundel County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 2,243 people live inside it.

At 294 residents per square mile spread over 7.641 square miles, 20778 reads as a small-town area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings here sit well above the national picture. The median household income of $177,083 places 20778 in the upper reaches of American postal codes, ahead of 98% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in West River looks like

Housing in 20778 costs far above the national median. A typical home is valued at $718,100 against a US median of $207,500. Ownership dominates: 98.2% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 100.0% of housing units here. The median construction year is 1991, making the housing here from the later twentieth century. At 0.0%, vacancy is low — housing here is tightly held.

The population skews older than the national median, with a median age of 47.4 against 42 nationally. Households are relatively large at 3.04 people on average, with 77.9% classified as family households.

Getting to work takes 34.4 minutes on average one way. The dominant mode is drove alone at 56.7% of workers, while 27.9% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in West River, MD

West River is a smaller community, so options inside 20778 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

For reference, Philadelphia, PA is about 108.1 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 20778 is used for

Beyond addressing mail, 20778 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 20778 offers a compact profile of West River: 2,243 residents, a median household income of $177,083, 43.8% of adults holding a bachelor's degree or higher, and an unemployment rate of 3.2%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 20778 may cover parts of several distinct areas, and a single neighbourhood in West River may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 20778

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Maryland ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in Anne Arundel County

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Questions

Common questions about 20778

What city is ZIP code 20778 in?
20778 serves West River, Maryland, in Anne Arundel County, United States.
What is the population of 20778?
About 2,243 people live in ZIP code 20778, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±859. That works out to roughly 294 people per square mile.
What is the average income in 20778?
The median household income in 20778 is $177,083 per year, compared with a US median of $70,109. Per capita income is $62,490. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 20778?
The median home value is $718,100 and median gross rent is — a month. 98.2% of occupied homes are owner-occupied.
Is 20778 a good place to live?
That depends on what you're looking for, but here are the facts: 43.8% of adults hold a bachelor's degree or higher, the unemployment rate is 3.2%, and the median age is 47.4. The average commute is 34.4 minutes. We publish the numbers and let you weigh them.
What time zone is 20778 in?
20778 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 20778?
ZIP code 20778 covers 7.641 square miles of land plus 0.752 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 20778 urban, suburban or rural?
By population density, 20778 reads as a small-town area. It holds 294 people per square mile across 7.641 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
What is the commute like from 20778?
The average one-way commute from 20778 takes about 34.4 minutes. The most common way to travel is drove alone, used by 56.7% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 20778?
About 1,165 residents of 20778 are employed. Labor force participation stands at 64.9% and the unemployment rate is 3.2%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 20778?
Accommodation in and around West River, MD ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 20778 cover more than one city or county?
This page lists West River as the primary place and Anne Arundel County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 20778 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 20778. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 20778, the Census approximation of the USPS delivery area.