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ZIP Code28634

Harmony, NC

Iredell County · North Carolina · United States
Home to 5,056 people across 62.172 square miles.

EasternOwner-majority13 ZIPs in county

At a glance

28634 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
5,056
±832 · 61th pctile nationally
Median household income
$70,375
US median $70,109 · 50th pctile
Median home value
$125,700
US median $207,500 · bottom 25%
Median age
39.2
US median 42 years
Population density
81/mi²
50th pctile most dense
Land area
62.172 mi²
plus 0.442 mi² water

Location

Where 28634 is

35.972783, -80.757232 · Census ZCTA internal pointOpen larger map →
Coordinates35.972783, -80.757232
Time zoneAmerica/New_York
CountyIredell County
StateNorth Carolina (NC)
Land area62.172 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Atlanta, GA256.8 mi
Philadelphia, PA410.2 mi
New York, NY490.7 mi
Chicago, IL550.0 mi

People

Who lives in 28634

5,056 residents in 1,944 households, averaging 2.6 people per household. The largest age group is under 18 at 20.4% of residents, and 74.8% of households are families.

Age distribution

Share of residents by age band

Under 1820.4%
18-245.9%
25-3413.8%
35-4416.8%
45-5411.0%
55-6415.8%
65+16.3%

Households

Composition and size

Total households1,944
Average household size2.6
Family households74.8%
Living alone21.9%
Median age39.2 years
Households with internet80.4%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White86.2%
Black8.1%
Asian0.9%
Other2.7%
Two or more2.0%
Hispanic / Latino4.6%

Income & work

What people earn in 28634

The median household here earns $70,375 a year, above the US median of $70,109, which puts 28634 ahead of 50% of American ZIP codes. 10.9% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$70,375
LowestHighest
Higher than 50% of all US ZIP codes.
Median household income$70,375 ±$8,947
Per capita income$34,268
Poverty rate10.9%
Unemployment rate1.1%
Labor force participation63.1%

Household income distribution

Share of households in each bracket

<$25k15.7%
$25-50k20.7%
$50-75k18.7%
$75-100k15.1%
$100-150k23.3%
$150-200k4.6%
$200k+2.0%

Educational attainment among residents 25 and older: 15.7% hold a bachelor's degree or higher, 87.3% finished high school.

Housing

Homes and rent in 28634

A typical home is valued at $125,700, and median rent runs $929 a month. This is an owner-majority area — 81.9% of occupied homes are owned, and the typical building went up in 1983.

Costs

Typical values

Median home value$125,700
Median gross rent$929/mo
Median year built1983
Housing units2,333
Vacancy rate16.7%

Own vs. rent

Of 1,944 occupied units

Owner-occupied81.9%
Renter-occupied18.1%
Owner households1,592
Renter households352

Building types

Units by structure size

Single family66.9%
20+ units33.1%

Getting to work

How 28634 commutes

74.3% of workers drove alone, and the average one-way trip takes 27.3 minutes.

Mode of transport

Workers 16 and older

Drove alone74.3%
Carpooled15.9%
Walked0.2%
Worked from home9.6%

Travel time

Mean commute 27.3 minutes

<10 min7.6%
10-1927.9%
20-2933.8%
30-4419.2%
45-594.8%
60+6.8%

Overview

Understanding ZIP code 28634

ZIP code 28634 is assigned to Harmony, NC, and falls within Iredell County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 5,056 people live inside it.

At 81 residents per square mile spread over 62.172 square miles, 28634 reads as a rural area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $70,375 puts 28634 near the middle of the pack, ahead of 50% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Harmony looks like

Housing in 28634 costs below the national median. A typical home is valued at $125,700 against a US median of $207,500, and median gross rent runs $929 a month. Ownership dominates: 81.9% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 66.9% of housing units here. The median construction year is 1983, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 39.2 against 42 nationally. The average household holds 2.6 people, and 74.8% are family households.

Getting to work takes 27.3 minutes on average one way. The dominant mode is drove alone at 74.3% of workers.

Where to stay

Where to stay in Harmony, NC

28634 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Median rent in 28634 is $929 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Atlanta, GA is about 256.8 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 28634 is used for

Beyond addressing mail, 28634 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 28634 offers a compact profile of Harmony: 5,056 residents, a median household income of $70,375, 15.7% of adults holding a bachelor's degree or higher, and an unemployment rate of 1.1%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 28634 may cover parts of several distinct areas, and a single neighbourhood in Harmony may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 28634

What city is ZIP code 28634 in?
28634 serves Harmony, North Carolina, in Iredell County, United States.
What is the population of 28634?
About 5,056 people live in ZIP code 28634, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±832. That works out to roughly 81 people per square mile.
What is the average income in 28634?
The median household income in 28634 is $70,375 per year, compared with a US median of $70,109. Per capita income is $34,268. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 28634?
The median home value is $125,700 and median gross rent is $929 a month. 81.9% of occupied homes are owner-occupied.
Is 28634 a good place to live?
That depends on what you're looking for, but here are the facts: 15.7% of adults hold a bachelor's degree or higher, the unemployment rate is 1.1%, and the median age is 39.2. The average commute is 27.3 minutes. We publish the numbers and let you weigh them.
What time zone is 28634 in?
28634 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 28634?
ZIP code 28634 covers 62.172 square miles of land plus 0.442 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 28634 urban, suburban or rural?
By population density, 28634 reads as a rural area. It holds 81 people per square mile across 62.172 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 28634?
Median gross rent in 28634 is $929 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 1,944 occupied homes here, 352 are rented.
What is the commute like from 28634?
The average one-way commute from 28634 takes about 27.3 minutes. The most common way to travel is drove alone, used by 74.3% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 28634?
About 2,549 residents of 28634 are employed. Labor force participation stands at 63.1% and the unemployment rate is 1.1%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 28634?
Accommodation in and around Harmony, NC ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 28634 cover more than one city or county?
This page lists Harmony as the primary place and Iredell County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 28634 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 28634. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 28634, the Census approximation of the USPS delivery area.