Naples, FL

ZIP code 34104 is assigned to Naples, FL, and falls within Collier County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 25,873 people live inside it.

At 2,625 residents per square mile spread over 9.857 square miles, 34104 reads as a suburban area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $70,301 puts 34104 near the middle of the pack, ahead of 50% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Housing in 34104 costs well above the national median. A typical home is valued at $348,600 against a US median of $207,500, and median gross rent runs $1,742 a month. The split between owning and renting is fairly even at 67.5% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 41.2% of housing units here. The median construction year is 1994, making the housing here from the later twentieth century. The vacancy rate of 28.3% is high, which in many places reflects seasonal or second-home use rather than abandonment.

The population skews older than the national median, with a median age of 51.3 against 42 nationally. The average household holds 2.25 people, and 62.4% are family households.

Getting to work takes 24.3 minutes on average one way. The dominant mode is drove alone at 76.7% of workers.

Beyond addressing mail, 34104 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 34104 offers a compact profile of Naples: 25,873 residents, a median household income of $70,301, 33.1% of adults holding a bachelor's degree or higher, and an unemployment rate of 3.7%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 34104 may cover parts of several distinct areas, and a single neighbourhood in Naples may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.