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ZIP Code38774

Shelby, MS

Bolivar County · Mississippi · United States
Home to 1,769 people across 62.67 square miles.

Central16 ZIPs in county

At a glance

38774 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
1,769
±359 · 43th pctile nationally
Median household income
$21,689
US median $70,109 · bottom 10%
Median home value
$82,400
US median $207,500 · bottom 10%
Median age
41.9
US median 42 years
Population density
28/mi²
32th pctile most dense
Land area
62.67 mi²
plus 0.136 mi² water

Location

Where 38774 is

33.965722, -90.767497 · Census ZCTA internal pointOpen larger map →
Coordinates33.965722, -90.767497
Time zoneAmerica/Chicago
CountyBolivar County
StateMississippi (MS)
Land area62.67 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Chicago

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Dallas, TX357.4 mi
Atlanta, GA366.3 mi
Houston, TX396.6 mi
San Antonio, TX551.8 mi

People

Who lives in 38774

1,769 residents in 761 households, averaging 2.32 people per household. The largest age group is under 18 at 19.0% of residents.

Age distribution

Share of residents by age band

Under 1819.0%
18-2413.5%
25-3410.6%
35-449.7%
45-5412.6%
55-6418.1%
65+16.5%

Households

Composition and size

Total households761
Average household size2.32
Family households58.1%
Living alone36.7%
Median age41.9 years
Households with internet66.2%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White3.3%
Black96.7%

Income & work

What people earn in 38774

The median household here earns $21,689 a year, below the US median of $70,109, which puts 38774 ahead of 0% of American ZIP codes. 59.8% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$21,689
LowestHighest
Higher than 0% of all US ZIP codes.
Median household income$21,689 ±$10,081
Per capita income$11,191
Poverty rate59.8%
Unemployment rate30.0%
Labor force participation27.1%

Household income distribution

Share of households in each bracket

<$25k52.4%
$25-50k37.2%
$50-75k6.6%
$75-100k3.8%
$100-150k0.0%
$150-200k0.0%
$200k+0.0%

Educational attainment among residents 25 and older: 15.7% hold a bachelor's degree or higher, 75.6% finished high school.

Housing

Homes and rent in 38774

A typical home is valued at $82,400, and median rent runs $654 a month. This is an owner-majority area — 60.8% of occupied homes are owned, and the typical building went up in 1972.

Costs

Typical values

Median home value$82,400
Median gross rent$654/mo
Median year built1972
Housing units871
Vacancy rate12.6%

Own vs. rent

Of 761 occupied units

Owner-occupied60.8%
Renter-occupied39.2%
Owner households463
Renter households298

Building types

Units by structure size

Single family62.1%
2-4 units16.9%
5-19 units11.0%
20+ units10.0%

Getting to work

How 38774 commutes

88.9% of workers drove alone, and the average one-way trip takes 36.4 minutes.

Mode of transport

Workers 16 and older

Drove alone88.9%
Carpooled11.1%

Travel time

Mean commute 36.4 minutes

<10 min18.1%
10-195.2%
20-2934.5%
30-446.3%
45-597.3%
60+28.6%

Overview

Understanding ZIP code 38774

ZIP code 38774 is assigned to Shelby, MS, and falls within Bolivar County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 1,769 people live inside it.

At 28 residents per square mile spread over 62.67 square miles, 38774 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings are well below the national median. At $21,689, 38774 ranks among the lower-income postal codes, ahead of 0% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Shelby looks like

Housing in 38774 costs well below the national median. A typical home is valued at $82,400 against a US median of $207,500, and median gross rent runs $654 a month. The split between owning and renting is fairly even at 60.8% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 62.1% of housing units here. The median construction year is 1972, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 41.9 against 42 nationally. The average household holds 2.32 people, and 58.1% are family households.

Getting to work takes 36.4 minutes on average one way. The dominant mode is drove alone at 88.9% of workers.

Where to stay

Where to stay in Shelby, MS

38774 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Local costs are modest — median rent here is $654 a month — and accommodation prices in the area tend to be correspondingly reasonable. For reference, Dallas, TX is about 357.4 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 38774 is used for

Beyond addressing mail, 38774 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 38774 offers a compact profile of Shelby: 1,769 residents, a median household income of $21,689, 15.7% of adults holding a bachelor's degree or higher, and an unemployment rate of 30.0%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 38774 may cover parts of several distinct areas, and a single neighbourhood in Shelby may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 38774

What city is ZIP code 38774 in?
38774 serves Shelby, Mississippi, in Bolivar County, United States.
What is the population of 38774?
About 1,769 people live in ZIP code 38774, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±359. That works out to roughly 28 people per square mile.
What is the average income in 38774?
The median household income in 38774 is $21,689 per year, compared with a US median of $70,109. Per capita income is $11,191. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 38774?
The median home value is $82,400 and median gross rent is $654 a month. 60.8% of occupied homes are owner-occupied.
Is 38774 a good place to live?
That depends on what you're looking for, but here are the facts: 15.7% of adults hold a bachelor's degree or higher, the unemployment rate is 30.0%, and the median age is 41.9. The average commute is 36.4 minutes. We publish the numbers and let you weigh them.
What time zone is 38774 in?
38774 observes Central Time (America/Chicago). This zone observes daylight saving time.
How big is ZIP code 38774?
ZIP code 38774 covers 62.67 square miles of land plus 0.136 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 38774 urban, suburban or rural?
By population density, 38774 reads as a rural area. It holds 28 people per square mile across 62.67 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 38774?
Median gross rent in 38774 is $654 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 761 occupied homes here, 298 are rented.
What is the commute like from 38774?
The average one-way commute from 38774 takes about 36.4 minutes. The most common way to travel is drove alone, used by 88.9% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 38774?
About 287 residents of 38774 are employed. Labor force participation stands at 27.1% and the unemployment rate is 30.0%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 38774?
Accommodation in and around Shelby, MS ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 38774 cover more than one city or county?
This page lists Shelby as the primary place and Bolivar County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 38774 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 38774. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 38774, the Census approximation of the USPS delivery area.