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ZIP Code45204

Cincinnati, OH

Hamilton County · Ohio · United States
Home to 7,710 people across 3.075 square miles.

Eastern78 ZIPs in county

At a glance

45204 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
7,710
±855 · 67th pctile nationally
Median household income
$30,579
US median $70,109 · bottom 10%
Median home value
$93,100
US median $207,500 · bottom 10%
Median age
30.2
US median 42 years
Population density
2,507/mi²
top 25% most dense
Land area
3.075 mi²
plus 0.279 mi² water

Location

Where 45204 is

39.089567, -84.578107 · Census ZCTA internal pointOpen larger map →
Coordinates39.089567, -84.578107
Time zoneAmerica/New_York
CountyHamilton County
StateOhio (OH)
Land area3.075 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/New_York

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Chicago, IL250.6 mi
Atlanta, GA369.1 mi
Philadelphia, PA505.0 mi
New York, NY571.1 mi

People

Who lives in 45204

7,710 residents in 2,943 households, averaging 2.62 people per household. The largest age group is under 18 at 34.4% of residents, and 42.6% of households are a single person living alone.

Age distribution

Share of residents by age band

Under 1834.4%
18-2410.5%
25-3414.9%
35-4411.8%
45-549.0%
55-649.2%
65+10.1%

Households

Composition and size

Total households2,943
Average household size2.62
Family households50.5%
Living alone42.6%
Median age30.2 years
Households with internet86.2%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White43.8%
Black41.9%
Asian0.6%
Other0.9%
Two or more12.9%
Hispanic / Latino2.0%

Income & work

What people earn in 45204

The median household here earns $30,579 a year, below the US median of $70,109, which puts 45204 ahead of 2% of American ZIP codes. 52.8% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$30,579
LowestHighest
Higher than 2% of all US ZIP codes.
Median household income$30,579 ±$7,523
Per capita income$21,308
Poverty rate52.8%
Unemployment rate7.9%
Labor force participation61.9%

Household income distribution

Share of households in each bracket

<$25k45.3%
$25-50k16.6%
$50-75k13.9%
$75-100k7.1%
$100-150k11.1%
$150-200k2.7%
$200k+3.2%

Educational attainment among residents 25 and older: 21.0% hold a bachelor's degree or higher, 78.9% finished high school.

Housing

Homes and rent in 45204

A typical home is valued at $93,100, and median rent runs $771 a month. Ownership is close to even at 42.1% owned, and the typical building went up in 1952.

Costs

Typical values

Median home value$93,100
Median gross rent$771/mo
Median year built1952
Housing units3,709
Vacancy rate20.7%

Own vs. rent

Of 2,943 occupied units

Owner-occupied42.1%
Renter-occupied57.9%
Owner households1,238
Renter households1,705

Building types

Units by structure size

Single family40.7%
2-4 units30.9%
5-19 units18.7%
20+ units9.7%

Getting to work

How 45204 commutes

69.0% of workers drove alone, and the average one-way trip takes 25.3 minutes.

Mode of transport

Workers 16 and older

Drove alone69.0%
Carpooled4.6%
Public transit11.2%
Walked6.0%
Worked from home7.1%

Travel time

Mean commute 25.3 minutes

<10 min10.1%
10-1926.0%
20-2935.3%
30-4421.7%
45-594.3%
60+2.5%

Overview

Understanding ZIP code 45204

ZIP code 45204 is assigned to Cincinnati, OH, and falls within Hamilton County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 7,710 people live inside it.

At 2,507 residents per square mile spread over 3.075 square miles, 45204 reads as a suburban area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings are well below the national median. At $30,579, 45204 ranks among the lower-income postal codes, ahead of 2% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Cincinnati looks like

Housing in 45204 costs well below the national median. A typical home is valued at $93,100 against a US median of $207,500, and median gross rent runs $771 a month. The split between owning and renting is fairly even at 42.1% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 40.7% of housing units here. The median construction year is 1952, making the housing here mid-century. The vacancy rate of 20.7% is high, which in many places reflects seasonal or second-home use rather than abandonment.

The population skews younger than the country as a whole, with a median age of 30.2 against 42 nationally. The average household holds 2.62 people, and 50.5% are family households.

Getting to work takes 25.3 minutes on average one way. The dominant mode is drove alone at 69.0% of workers, while 11.2% take public transit. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Cincinnati, OH

Cincinnati is largely suburban in character. Accommodation here skews toward mid-range chain hotels and extended-stay properties positioned near highway junctions and business parks, which suits anyone driving in or visiting for work rather than sightseeing.

Local costs are modest — median rent here is $771 a month — and accommodation prices in the area tend to be correspondingly reasonable. For reference, Chicago, IL is about 250.6 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 45204 is used for

Beyond addressing mail, 45204 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 45204 offers a compact profile of Cincinnati: 7,710 residents, a median household income of $30,579, 21.0% of adults holding a bachelor's degree or higher, and an unemployment rate of 7.9%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 45204 may cover parts of several distinct areas, and a single neighbourhood in Cincinnati may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 45204

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Ohio ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Cincinnati

Cincinnati is served by 71 postal codes.

More in Hamilton County

Look up another

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Questions

Common questions about 45204

What city is ZIP code 45204 in?
45204 serves Cincinnati, Ohio, in Hamilton County, United States.
What is the population of 45204?
About 7,710 people live in ZIP code 45204, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±855. That works out to roughly 2,507 people per square mile.
What is the average income in 45204?
The median household income in 45204 is $30,579 per year, compared with a US median of $70,109. Per capita income is $21,308. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 45204?
The median home value is $93,100 and median gross rent is $771 a month. 42.1% of occupied homes are owner-occupied.
Is 45204 a good place to live?
That depends on what you're looking for, but here are the facts: 21.0% of adults hold a bachelor's degree or higher, the unemployment rate is 7.9%, and the median age is 30.2. The average commute is 25.3 minutes. We publish the numbers and let you weigh them.
What time zone is 45204 in?
45204 observes Eastern Time (America/New_York). This zone observes daylight saving time.
How big is ZIP code 45204?
ZIP code 45204 covers 3.075 square miles of land plus 0.279 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 45204 urban, suburban or rural?
By population density, 45204 reads as a suburban area. It holds 2,507 people per square mile across 3.075 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 45204?
Median gross rent in 45204 is $771 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 2,943 occupied homes here, 1,705 are rented.
What is the commute like from 45204?
The average one-way commute from 45204 takes about 25.3 minutes. The most common way to travel is drove alone, used by 69.0% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 45204?
About 3,105 residents of 45204 are employed. Labor force participation stands at 61.9% and the unemployment rate is 7.9%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 45204?
Accommodation in and around Cincinnati, OH ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 45204 cover more than one city or county?
This page lists Cincinnati as the primary place and Hamilton County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 45204 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 45204. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 45204, the Census approximation of the USPS delivery area.