Maria Stein, OH

ZIP code 45860 is assigned to Maria Stein, OH, and falls within Mercer County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 2,437 people live inside it.

At 73 residents per square mile spread over 33.213 square miles, 45860 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run above the national median. At $110,652, 45860 sits comfortably in the upper half, ahead of 88% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Housing in 45860 costs close to the national median. A typical home is valued at $299,700 against a US median of $207,500, and median gross rent runs $691 a month. Ownership dominates: 87.8% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 94.4% of housing units here. The median construction year is 1972, making the housing here from the later twentieth century. At 0.0%, vacancy is low — housing here is tightly held.

The population skews younger than the country as a whole, with a median age of 34.7 against 42 nationally. Households are relatively large at 3.26 people on average, with 91.7% classified as family households.

Getting to work takes 20.9 minutes on average one way. The dominant mode is drove alone at 79.1% of workers, while 13.9% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Beyond addressing mail, 45860 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 45860 offers a compact profile of Maria Stein: 2,437 residents, a median household income of $110,652, 25.0% of adults holding a bachelor's degree or higher, and an unemployment rate of 0.0%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 45860 may cover parts of several distinct areas, and a single neighbourhood in Maria Stein may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.