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ZIP Code46221

Indianapolis, IN

Marion County · Indiana · United States
Home to 26,255 people across 19.981 square miles.

Eastern62 ZIPs in county

At a glance

46221 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
26k
±1,571 · top 25% nationally
Median household income
$58,316
US median $70,109 · 29th pctile
Median home value
$174,900
US median $207,500 · 39th pctile
Median age
34.2
US median 42 years
Population density
1,314/mi²
top 25% most dense
Land area
19.981 mi²
plus 0.329 mi² water

Location

Where 46221 is

39.695987, -86.238728 · Census ZCTA internal pointOpen larger map →
Coordinates39.695987, -86.238728
Time zoneAmerica/Indiana/Indianapolis
CountyMarion County
StateIndiana (IN)
Land area19.981 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Indiana/Indianapolis

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Chicago, IL167.4 mi
Atlanta, GA423.5 mi
Philadelphia, PA587.5 mi
New York, NY648.8 mi

People

Who lives in 46221

26,255 residents in 10,092 households, averaging 2.6 people per household. The largest age group is under 18 at 26.5% of residents.

Age distribution

Share of residents by age band

Under 1826.5%
18-249.7%
25-3415.4%
35-4412.1%
45-5412.3%
55-6412.6%
65+11.5%

Households

Composition and size

Total households10,092
Average household size2.6
Family households63.6%
Living alone29.8%
Median age34.2 years
Households with internet92.2%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White71.9%
Black13.9%
Asian0.5%
Native American0.8%
Other6.1%
Two or more6.8%
Hispanic / Latino13.0%

Income & work

What people earn in 46221

The median household here earns $58,316 a year, below the US median of $70,109, which puts 46221 ahead of 29% of American ZIP codes. 16.0% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$58,316
LowestHighest
Higher than 29% of all US ZIP codes.
Median household income$58,316 ±$10,720
Per capita income$29,999
Poverty rate16.0%
Unemployment rate5.3%
Labor force participation70.7%

Household income distribution

Share of households in each bracket

<$25k13.5%
$25-50k31.0%
$50-75k15.7%
$75-100k17.4%
$100-150k12.9%
$150-200k7.4%
$200k+2.3%

Educational attainment among residents 25 and older: 16.2% hold a bachelor's degree or higher, 85.2% finished high school.

Housing

Homes and rent in 46221

A typical home is valued at $174,900, and median rent runs $1,111 a month. This is an owner-majority area — 60.8% of occupied homes are owned, and the typical building went up in 1975.

Costs

Typical values

Median home value$174,900
Median gross rent$1,111/mo
Median year built1975
Housing units11,120
Vacancy rate9.2%

Own vs. rent

Of 10,092 occupied units

Owner-occupied60.8%
Renter-occupied39.2%
Owner households6,140
Renter households3,952

Building types

Units by structure size

Single family80.1%
2-4 units4.8%
5-19 units12.9%
20+ units2.3%

Getting to work

How 46221 commutes

78.1% of workers drove alone, and the average one-way trip takes 27.6 minutes.

Mode of transport

Workers 16 and older

Drove alone78.1%
Carpooled13.5%
Public transit0.1%
Walked1.2%
Worked from home5.2%

Travel time

Mean commute 27.6 minutes

<10 min7.1%
10-1926.9%
20-2928.5%
30-4427.5%
45-596.0%
60+4.0%

Overview

Understanding ZIP code 46221

ZIP code 46221 is assigned to Indianapolis, IN, and falls within Marion County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 26,255 people live inside it.

At 1,314 residents per square mile spread over 19.981 square miles, 46221 reads as a suburban area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run below the national median. At $58,316, 46221 sits in the lower half, ahead of 29% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Indianapolis looks like

Housing in 46221 costs below the national median. A typical home is valued at $174,900 against a US median of $207,500, and median gross rent runs $1,111 a month. The split between owning and renting is fairly even at 60.8% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 80.1% of housing units here. The median construction year is 1975, making the housing here from the later twentieth century.

The population skews younger than the country as a whole, with a median age of 34.2 against 42 nationally. The average household holds 2.6 people, and 63.6% are family households.

Getting to work takes 27.6 minutes on average one way. The dominant mode is drove alone at 78.1% of workers.

Where to stay

Where to stay in Indianapolis, IN

Indianapolis is largely suburban in character. Accommodation here skews toward mid-range chain hotels and extended-stay properties positioned near highway junctions and business parks, which suits anyone driving in or visiting for work rather than sightseeing.

Median rent in 46221 is $1,111 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Chicago, IL is about 167.4 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 46221 is used for

Beyond addressing mail, 46221 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 46221 offers a compact profile of Indianapolis: 26,255 residents, a median household income of $58,316, 16.2% of adults holding a bachelor's degree or higher, and an unemployment rate of 5.3%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 46221 may cover parts of several distinct areas, and a single neighbourhood in Indianapolis may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 46221

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Indiana ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Indianapolis

Indianapolis is served by 63 postal codes.

More in Marion County

Look up another

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Questions

Common questions about 46221

What city is ZIP code 46221 in?
46221 serves Indianapolis, Indiana, in Marion County, United States.
What is the population of 46221?
About 26,255 people live in ZIP code 46221, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±1,571. That works out to roughly 1,314 people per square mile.
What is the average income in 46221?
The median household income in 46221 is $58,316 per year, compared with a US median of $70,109. Per capita income is $29,999. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 46221?
The median home value is $174,900 and median gross rent is $1,111 a month. 60.8% of occupied homes are owner-occupied.
Is 46221 a good place to live?
That depends on what you're looking for, but here are the facts: 16.2% of adults hold a bachelor's degree or higher, the unemployment rate is 5.3%, and the median age is 34.2. The average commute is 27.6 minutes. We publish the numbers and let you weigh them.
What time zone is 46221 in?
46221 observes Eastern Time (America/Indiana/Indianapolis). This zone observes daylight saving time.
How big is ZIP code 46221?
ZIP code 46221 covers 19.981 square miles of land plus 0.329 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 46221 urban, suburban or rural?
By population density, 46221 reads as a suburban area. It holds 1,314 people per square mile across 19.981 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 46221?
Median gross rent in 46221 is $1,111 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 10,092 occupied homes here, 3,952 are rented.
What is the commute like from 46221?
The average one-way commute from 46221 takes about 27.6 minutes. The most common way to travel is drove alone, used by 78.1% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 46221?
About 13,287 residents of 46221 are employed. Labor force participation stands at 70.7% and the unemployment rate is 5.3%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 46221?
Accommodation in and around Indianapolis, IN ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 46221 cover more than one city or county?
This page lists Indianapolis as the primary place and Marion County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 46221 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 46221. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 46221, the Census approximation of the USPS delivery area.