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ZIP Code46394

Whiting, IN

Lake County · Indiana · United States
Home to 12,141 people across 4.754 square miles.

Central32 ZIPs in county

At a glance

46394 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
12k
±780 · 74th pctile nationally
Median household income
$66,386
US median $70,109 · 44th pctile
Median home value
$162,900
US median $207,500 · 35th pctile
Median age
40.1
US median 42 years
Population density
2,554/mi²
top 25% most dense
Land area
4.754 mi²
plus 3.428 mi² water

Location

Where 46394 is

41.682008, -87.499922 · Census ZCTA internal pointOpen larger map →
Coordinates41.682008, -87.499922
Time zoneAmerica/Chicago
CountyLake County
StateIndiana (IN)
Land area4.754 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Chicago

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Chicago, IL15.1 mi
Atlanta, GA573.8 mi
Philadelphia, PA655.4 mi
New York, NY704.0 mi

People

Who lives in 46394

12,141 residents in 4,954 households, averaging 2.45 people per household. The largest age group is under 18 at 20.8% of residents.

Age distribution

Share of residents by age band

Under 1820.8%
18-2410.5%
25-3412.5%
35-4412.5%
45-5412.6%
55-6413.8%
65+17.5%

Households

Composition and size

Total households4,954
Average household size2.45
Family households56.5%
Living alone32.7%
Median age40.1 years
Households with internet87.3%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White55.8%
Black7.3%
Asian0.4%
Native American3.9%
Pacific Islander0.3%
Other22.2%
Two or more10.2%
Hispanic / Latino42.9%

Income & work

What people earn in 46394

The median household here earns $66,386 a year, below the US median of $70,109, which puts 46394 ahead of 44% of American ZIP codes. 16.7% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$66,386
LowestHighest
Higher than 44% of all US ZIP codes.
Median household income$66,386 ±$9,146
Per capita income$33,050
Poverty rate16.7%
Unemployment rate8.9%
Labor force participation59.4%

Household income distribution

Share of households in each bracket

<$25k19.1%
$25-50k17.8%
$50-75k17.8%
$75-100k20.3%
$100-150k14.3%
$150-200k6.9%
$200k+3.8%

Educational attainment among residents 25 and older: 22.8% hold a bachelor's degree or higher, 85.9% finished high school.

Housing

Homes and rent in 46394

A typical home is valued at $162,900, and median rent runs $970 a month. This is an owner-majority area — 64.2% of occupied homes are owned, and the typical building went up in 1938.

Costs

Typical values

Median home value$162,900
Median gross rent$970/mo
Median year built1938
Housing units5,437
Vacancy rate8.9%

Own vs. rent

Of 4,954 occupied units

Owner-occupied64.2%
Renter-occupied35.8%
Owner households3,179
Renter households1,775

Building types

Units by structure size

Single family71.1%
2-4 units17.8%
5-19 units9.6%
20+ units1.5%

Getting to work

How 46394 commutes

78.2% of workers drove alone, and the average one-way trip takes 29.2 minutes.

Mode of transport

Workers 16 and older

Drove alone78.2%
Carpooled7.6%
Public transit1.9%
Walked3.8%
Worked from home7.7%

Travel time

Mean commute 29.2 minutes

<10 min17.6%
10-1923.7%
20-2912.3%
30-4425.1%
45-5914.0%
60+7.3%

Overview

Understanding ZIP code 46394

ZIP code 46394 is assigned to Whiting, IN, and falls within Lake County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 12,141 people live inside it.

At 2,554 residents per square mile spread over 4.754 square miles, 46394 reads as a suburban area. It is a mid-sized postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $66,386 puts 46394 near the middle of the pack, ahead of 44% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Whiting looks like

Housing in 46394 costs below the national median. A typical home is valued at $162,900 against a US median of $207,500, and median gross rent runs $970 a month. The split between owning and renting is fairly even at 64.2% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 71.1% of housing units here. The median construction year is 1938, making the housing here largely pre-war.

The population skews broadly in line with the national age profile, with a median age of 40.1 against 42 nationally. The average household holds 2.45 people, and 56.5% are family households.

Getting to work takes 29.2 minutes on average one way. The dominant mode is drove alone at 78.2% of workers.

Where to stay

Where to stay in Whiting, IN

Whiting is largely suburban in character. Accommodation here skews toward mid-range chain hotels and extended-stay properties positioned near highway junctions and business parks, which suits anyone driving in or visiting for work rather than sightseeing.

Median rent in 46394 is $970 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Chicago, IL is about 15.1 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 46394 is used for

Beyond addressing mail, 46394 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 46394 offers a compact profile of Whiting: 12,141 residents, a median household income of $66,386, 22.8% of adults holding a bachelor's degree or higher, and an unemployment rate of 8.9%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 46394 may cover parts of several distinct areas, and a single neighbourhood in Whiting may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 46394

What city is ZIP code 46394 in?
46394 serves Whiting, Indiana, in Lake County, United States.
What is the population of 46394?
About 12,141 people live in ZIP code 46394, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±780. That works out to roughly 2,554 people per square mile.
What is the average income in 46394?
The median household income in 46394 is $66,386 per year, compared with a US median of $70,109. Per capita income is $33,050. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 46394?
The median home value is $162,900 and median gross rent is $970 a month. 64.2% of occupied homes are owner-occupied.
Is 46394 a good place to live?
That depends on what you're looking for, but here are the facts: 22.8% of adults hold a bachelor's degree or higher, the unemployment rate is 8.9%, and the median age is 40.1. The average commute is 29.2 minutes. We publish the numbers and let you weigh them.
What time zone is 46394 in?
46394 observes Central Time (America/Chicago). This zone observes daylight saving time.
How big is ZIP code 46394?
ZIP code 46394 covers 4.754 square miles of land plus 3.428 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 46394 urban, suburban or rural?
By population density, 46394 reads as a suburban area. It holds 2,554 people per square mile across 4.754 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 46394?
Median gross rent in 46394 is $970 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 4,954 occupied homes here, 1,775 are rented.
What is the commute like from 46394?
The average one-way commute from 46394 takes about 29.2 minutes. The most common way to travel is drove alone, used by 78.2% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 46394?
About 5,448 residents of 46394 are employed. Labor force participation stands at 59.4% and the unemployment rate is 8.9%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 46394?
Accommodation in and around Whiting, IN ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 46394 cover more than one city or county?
This page lists Whiting as the primary place and Lake County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 46394 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 46394. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 46394, the Census approximation of the USPS delivery area.