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ZIP Code46733

Decatur, IN

Adams County · Indiana · United States
Home to 19,246 people across 172.426 square miles.

EasternOwner-majority7 ZIPs in county

At a glance

46733 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
19k
±676 · top 25% nationally
Median household income
$63,804
US median $70,109 · 39th pctile
Median home value
$162,500
US median $207,500 · 35th pctile
Median age
41.1
US median 42 years
Population density
112/mi²
56th pctile most dense
Land area
172.426 mi²
plus 0.332 mi² water

Location

Where 46733 is

40.83052, -84.939705 · Census ZCTA internal pointOpen larger map →
Coordinates40.83052, -84.939705
Time zoneAmerica/Indiana/Indianapolis
CountyAdams County
StateIndiana (IN)
Land area172.426 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Indiana/Indianapolis

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Chicago, IL157.2 mi
Atlanta, GA490.2 mi
Philadelphia, PA517.7 mi
New York, NY571.8 mi

People

Who lives in 46733

19,246 residents in 7,672 households, averaging 2.51 people per household. The largest age group is under 18 at 23.6% of residents.

Age distribution

Share of residents by age band

Under 1823.6%
18-248.5%
25-3411.3%
35-4411.1%
45-5412.1%
55-6414.6%
65+18.9%

Households

Composition and size

Total households7,672
Average household size2.51
Family households66.0%
Living alone27.8%
Median age41.1 years
Households with internet82.0%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White92.3%
Black0.8%
Asian0.1%
Native American0.9%
Other1.6%
Two or more4.3%
Hispanic / Latino6.3%

Income & work

What people earn in 46733

The median household here earns $63,804 a year, below the US median of $70,109, which puts 46733 ahead of 39% of American ZIP codes. 9.1% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$63,804
LowestHighest
Higher than 39% of all US ZIP codes.
Median household income$63,804 ±$6,095
Per capita income$31,949
Poverty rate9.1%
Unemployment rate2.3%
Labor force participation59.4%

Household income distribution

Share of households in each bracket

<$25k11.1%
$25-50k27.0%
$50-75k20.2%
$75-100k17.0%
$100-150k15.3%
$150-200k6.0%
$200k+3.4%

Educational attainment among residents 25 and older: 15.5% hold a bachelor's degree or higher, 94.4% finished high school.

Housing

Homes and rent in 46733

A typical home is valued at $162,500, and median rent runs $818 a month. This is an owner-majority area — 82.1% of occupied homes are owned, and the typical building went up in 1969.

Costs

Typical values

Median home value$162,500
Median gross rent$818/mo
Median year built1969
Housing units8,307
Vacancy rate7.6%

Own vs. rent

Of 7,672 occupied units

Owner-occupied82.1%
Renter-occupied17.9%
Owner households6,297
Renter households1,375

Building types

Units by structure size

Single family88.1%
2-4 units2.3%
5-19 units6.9%
20+ units2.6%

Getting to work

How 46733 commutes

83.5% of workers drove alone, and the average one-way trip takes 21.5 minutes.

Mode of transport

Workers 16 and older

Drove alone83.5%
Carpooled9.1%
Walked3.0%
Worked from home4.2%

Travel time

Mean commute 21.5 minutes

<10 min31.6%
10-1926.7%
20-2914.9%
30-4417.1%
45-594.9%
60+4.8%

Overview

Understanding ZIP code 46733

ZIP code 46733 is assigned to Decatur, IN, and falls within Adams County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 19,246 people live inside it.

At 112 residents per square mile spread over 172.426 square miles, 46733 reads as a rural area. It is a mid-sized postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run below the national median. At $63,804, 46733 sits in the lower half, ahead of 39% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Decatur looks like

Housing in 46733 costs below the national median. A typical home is valued at $162,500 against a US median of $207,500, and median gross rent runs $818 a month. Ownership dominates: 82.1% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 88.1% of housing units here. The median construction year is 1969, making the housing here mid-century.

The population skews broadly in line with the national age profile, with a median age of 41.1 against 42 nationally. The average household holds 2.51 people, and 66.0% are family households.

Getting to work takes 21.5 minutes on average one way. The dominant mode is drove alone at 83.5% of workers.

Where to stay

Where to stay in Decatur, IN

46733 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Local costs are modest — median rent here is $818 a month — and accommodation prices in the area tend to be correspondingly reasonable. For reference, Chicago, IL is about 157.2 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 46733 is used for

Beyond addressing mail, 46733 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 46733 offers a compact profile of Decatur: 19,246 residents, a median household income of $63,804, 15.5% of adults holding a bachelor's degree or higher, and an unemployment rate of 2.3%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 46733 may cover parts of several distinct areas, and a single neighbourhood in Decatur may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 46733

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Indiana ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in Adams County

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Questions

Common questions about 46733

What city is ZIP code 46733 in?
46733 serves Decatur, Indiana, in Adams County, United States.
What is the population of 46733?
About 19,246 people live in ZIP code 46733, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±676. That works out to roughly 112 people per square mile.
What is the average income in 46733?
The median household income in 46733 is $63,804 per year, compared with a US median of $70,109. Per capita income is $31,949. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 46733?
The median home value is $162,500 and median gross rent is $818 a month. 82.1% of occupied homes are owner-occupied.
Is 46733 a good place to live?
That depends on what you're looking for, but here are the facts: 15.5% of adults hold a bachelor's degree or higher, the unemployment rate is 2.3%, and the median age is 41.1. The average commute is 21.5 minutes. We publish the numbers and let you weigh them.
What time zone is 46733 in?
46733 observes Eastern Time (America/Indiana/Indianapolis). This zone observes daylight saving time.
How big is ZIP code 46733?
ZIP code 46733 covers 172.426 square miles of land plus 0.332 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 46733 urban, suburban or rural?
By population density, 46733 reads as a rural area. It holds 112 people per square mile across 172.426 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 46733?
Median gross rent in 46733 is $818 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 7,672 occupied homes here, 1,375 are rented.
What is the commute like from 46733?
The average one-way commute from 46733 takes about 21.5 minutes. The most common way to travel is drove alone, used by 83.5% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 46733?
About 8,778 residents of 46733 are employed. Labor force participation stands at 59.4% and the unemployment rate is 2.3%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 46733?
Accommodation in and around Decatur, IN ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 46733 cover more than one city or county?
This page lists Decatur as the primary place and Adams County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 46733 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 46733. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 46733, the Census approximation of the USPS delivery area.