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ZIP Code46809

Fort Wayne, IN

Allen County · Indiana · United States
Home to 8,677 people across 24.732 square miles.

Eastern54 ZIPs in county

At a glance

46809 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
8,677
±733 · 69th pctile nationally
Median household income
$54,362
US median $70,109 · bottom 25%
Median home value
$122,800
US median $207,500 · bottom 25%
Median age
37.9
US median 42 years
Population density
351/mi²
69th pctile most dense
Land area
24.732 mi²
negligible water area

Location

Where 46809 is

40.999664, -85.218263 · Census ZCTA internal pointOpen larger map →
Coordinates40.999664, -85.218263
Time zoneAmerica/Indiana/Indianapolis
CountyAllen County
StateIndiana (IN)
Land area24.732 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Indiana/Indianapolis

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Chicago, IL138.9 mi
Atlanta, GA503.0 mi
Philadelphia, PA533.0 mi
New York, NY585.9 mi

People

Who lives in 46809

8,677 residents in 3,927 households, averaging 2.21 people per household. The largest age group is under 18 at 22.1% of residents, and 40.2% of households are a single person living alone.

Age distribution

Share of residents by age band

Under 1822.1%
18-249.3%
25-3413.8%
35-4412.6%
45-549.5%
55-6416.7%
65+16.1%

Households

Composition and size

Total households3,927
Average household size2.21
Family households52.8%
Living alone40.2%
Median age37.9 years
Households with internet92.1%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White77.6%
Black6.0%
Asian1.0%
Native American0.3%
Pacific Islander0.1%
Other6.7%
Two or more8.3%
Hispanic / Latino17.1%

Income & work

What people earn in 46809

The median household here earns $54,362 a year, below the US median of $70,109, which puts 46809 ahead of 22% of American ZIP codes. 15.1% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$54,362
LowestHighest
Higher than 22% of all US ZIP codes.
Median household income$54,362 ±$4,789
Per capita income$31,585
Poverty rate15.1%
Unemployment rate5.1%
Labor force participation69.7%

Household income distribution

Share of households in each bracket

<$25k18.4%
$25-50k25.7%
$50-75k25.8%
$75-100k13.7%
$100-150k10.4%
$150-200k1.2%
$200k+4.8%

Educational attainment among residents 25 and older: 14.4% hold a bachelor's degree or higher, 90.2% finished high school.

Housing

Homes and rent in 46809

A typical home is valued at $122,800, and median rent runs $804 a month. This is an owner-majority area — 65.5% of occupied homes are owned, and the typical building went up in 1961.

Costs

Typical values

Median home value$122,800
Median gross rent$804/mo
Median year built1961
Housing units4,116
Vacancy rate4.6%

Own vs. rent

Of 3,927 occupied units

Owner-occupied65.5%
Renter-occupied34.5%
Owner households2,571
Renter households1,356

Building types

Units by structure size

Single family76.4%
2-4 units7.6%
5-19 units13.1%
20+ units2.9%

Getting to work

How 46809 commutes

82.5% of workers drove alone, and the average one-way trip takes 24.2 minutes.

Mode of transport

Workers 16 and older

Drove alone82.5%
Carpooled8.9%
Public transit1.3%
Walked0.4%
Worked from home5.8%

Travel time

Mean commute 24.2 minutes

<10 min12.3%
10-1937.9%
20-2924.4%
30-4417.2%
45-591.6%
60+6.5%

Overview

Understanding ZIP code 46809

ZIP code 46809 is assigned to Fort Wayne, IN, and falls within Allen County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 8,677 people live inside it.

At 351 residents per square mile spread over 24.732 square miles, 46809 reads as a small-town area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run below the national median. At $54,362, 46809 sits in the lower half, ahead of 22% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Fort Wayne looks like

Housing in 46809 costs below the national median. A typical home is valued at $122,800 against a US median of $207,500, and median gross rent runs $804 a month. The split between owning and renting is fairly even at 65.5% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 76.4% of housing units here. The median construction year is 1961, making the housing here mid-century. At 4.6%, vacancy is low — housing here is tightly held.

The population skews broadly in line with the national age profile, with a median age of 37.9 against 42 nationally. The average household holds 2.21 people, and 52.8% are family households.

Getting to work takes 24.2 minutes on average one way. The dominant mode is drove alone at 82.5% of workers.

Where to stay

Where to stay in Fort Wayne, IN

Fort Wayne is a smaller community, so options inside 46809 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

Local costs are modest — median rent here is $804 a month — and accommodation prices in the area tend to be correspondingly reasonable. For reference, Chicago, IL is about 138.9 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 46809 is used for

Beyond addressing mail, 46809 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 46809 offers a compact profile of Fort Wayne: 8,677 residents, a median household income of $54,362, 14.4% of adults holding a bachelor's degree or higher, and an unemployment rate of 5.1%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 46809 may cover parts of several distinct areas, and a single neighbourhood in Fort Wayne may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 46809

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Indiana ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Fort Wayne

Fort Wayne is served by 43 postal codes.

More in Allen County

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Questions

Common questions about 46809

What city is ZIP code 46809 in?
46809 serves Fort Wayne, Indiana, in Allen County, United States.
What is the population of 46809?
About 8,677 people live in ZIP code 46809, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±733. That works out to roughly 351 people per square mile.
What is the average income in 46809?
The median household income in 46809 is $54,362 per year, compared with a US median of $70,109. Per capita income is $31,585. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 46809?
The median home value is $122,800 and median gross rent is $804 a month. 65.5% of occupied homes are owner-occupied.
Is 46809 a good place to live?
That depends on what you're looking for, but here are the facts: 14.4% of adults hold a bachelor's degree or higher, the unemployment rate is 5.1%, and the median age is 37.9. The average commute is 24.2 minutes. We publish the numbers and let you weigh them.
What time zone is 46809 in?
46809 observes Eastern Time (America/Indiana/Indianapolis). This zone observes daylight saving time.
How big is ZIP code 46809?
ZIP code 46809 covers 24.732 square miles of land, per the US Census Bureau's 2023 Gazetteer files.
Is 46809 urban, suburban or rural?
By population density, 46809 reads as a small-town area. It holds 351 people per square mile across 24.732 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 46809?
Median gross rent in 46809 is $804 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 3,927 occupied homes here, 1,356 are rented.
What is the commute like from 46809?
The average one-way commute from 46809 takes about 24.2 minutes. The most common way to travel is drove alone, used by 82.5% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 46809?
About 4,610 residents of 46809 are employed. Labor force participation stands at 69.7% and the unemployment rate is 5.1%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 46809?
Accommodation in and around Fort Wayne, IN ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 46809 cover more than one city or county?
This page lists Fort Wayne as the primary place and Allen County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 46809 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 46809. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 46809, the Census approximation of the USPS delivery area.