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ZIP Code47421

Bedford, IN

Lawrence County · Indiana · United States
Home to 27,610 people across 184.435 square miles.

EasternOwner-majority9 ZIPs in county

At a glance

47421 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
28k
±681 · top 25% nationally
Median household income
$66,588
US median $70,109 · 44th pctile
Median home value
$165,200
US median $207,500 · 36th pctile
Median age
46
US median 42 years
Population density
150/mi²
59th pctile most dense
Land area
184.435 mi²
plus 1.489 mi² water

Location

Where 47421 is

38.863494, -86.45223 · Census ZCTA internal pointOpen larger map →
Coordinates38.863494, -86.45223
Time zoneAmerica/Indiana/Indianapolis
CountyLawrence County
StateIndiana (IN)
Land area184.435 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Indiana/Indianapolis

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Chicago, IL217.3 mi
Atlanta, GA371.6 mi
Philadelphia, PA606.8 mi
New York, NY672.4 mi

People

Who lives in 47421

27,610 residents in 12,324 households, averaging 2.24 people per household. The largest age group is 65+ at 21.7% of residents.

Age distribution

Share of residents by age band

Under 1819.8%
18-247.0%
25-3410.7%
35-4411.2%
45-5413.2%
55-6416.3%
65+21.7%

Households

Composition and size

Total households12,324
Average household size2.24
Family households58.3%
Living alone35.5%
Median age46 years
Households with internet85.6%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White95.4%
Black0.3%
Asian0.3%
Native American0.1%
Pacific Islander0.1%
Other0.3%
Two or more3.6%
Hispanic / Latino2.3%

Income & work

What people earn in 47421

The median household here earns $66,588 a year, below the US median of $70,109, which puts 47421 ahead of 44% of American ZIP codes. 10.7% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$66,588
LowestHighest
Higher than 44% of all US ZIP codes.
Median household income$66,588 ±$4,674
Per capita income$36,008
Poverty rate10.7%
Unemployment rate1.9%
Labor force participation60.0%

Household income distribution

Share of households in each bracket

<$25k17.8%
$25-50k20.8%
$50-75k16.6%
$75-100k15.0%
$100-150k18.3%
$150-200k7.7%
$200k+3.9%

Educational attainment among residents 25 and older: 21.0% hold a bachelor's degree or higher, 90.6% finished high school.

Housing

Homes and rent in 47421

A typical home is valued at $165,200, and median rent runs $827 a month. This is an owner-majority area — 78.5% of occupied homes are owned, and the typical building went up in 1969.

Costs

Typical values

Median home value$165,200
Median gross rent$827/mo
Median year built1969
Housing units13,112
Vacancy rate6.0%

Own vs. rent

Of 12,324 occupied units

Owner-occupied78.5%
Renter-occupied21.5%
Owner households9,672
Renter households2,652

Building types

Units by structure size

Single family79.9%
2-4 units5.7%
5-19 units5.8%
20+ units8.6%

Getting to work

How 47421 commutes

81.7% of workers drove alone, and the average one-way trip takes 27.3 minutes.

Mode of transport

Workers 16 and older

Drove alone81.7%
Carpooled7.8%
Walked3.0%
Bike0.1%
Worked from home6.5%

Travel time

Mean commute 27.3 minutes

<10 min19.3%
10-1928.0%
20-2912.5%
30-4422.6%
45-599.1%
60+8.5%

Overview

Understanding ZIP code 47421

ZIP code 47421 is assigned to Bedford, IN, and falls within Lawrence County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 27,610 people live inside it.

At 150 residents per square mile spread over 184.435 square miles, 47421 reads as a rural area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $66,588 puts 47421 near the middle of the pack, ahead of 44% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Bedford looks like

Housing in 47421 costs below the national median. A typical home is valued at $165,200 against a US median of $207,500, and median gross rent runs $827 a month. Ownership dominates: 78.5% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 79.9% of housing units here. The median construction year is 1969, making the housing here mid-century.

The population skews older than the national median, with a median age of 46 against 42 nationally. The average household holds 2.24 people, and 58.3% are family households.

Getting to work takes 27.3 minutes on average one way. The dominant mode is drove alone at 81.7% of workers.

Where to stay

Where to stay in Bedford, IN

47421 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Local costs are modest — median rent here is $827 a month — and accommodation prices in the area tend to be correspondingly reasonable. For reference, Chicago, IL is about 217.3 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 47421 is used for

Beyond addressing mail, 47421 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 47421 offers a compact profile of Bedford: 27,610 residents, a median household income of $66,588, 21.0% of adults holding a bachelor's degree or higher, and an unemployment rate of 1.9%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 47421 may cover parts of several distinct areas, and a single neighbourhood in Bedford may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 47421

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Indiana ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in Lawrence County

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Questions

Common questions about 47421

What city is ZIP code 47421 in?
47421 serves Bedford, Indiana, in Lawrence County, United States.
What is the population of 47421?
About 27,610 people live in ZIP code 47421, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±681. That works out to roughly 150 people per square mile.
What is the average income in 47421?
The median household income in 47421 is $66,588 per year, compared with a US median of $70,109. Per capita income is $36,008. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 47421?
The median home value is $165,200 and median gross rent is $827 a month. 78.5% of occupied homes are owner-occupied.
Is 47421 a good place to live?
That depends on what you're looking for, but here are the facts: 21.0% of adults hold a bachelor's degree or higher, the unemployment rate is 1.9%, and the median age is 46. The average commute is 27.3 minutes. We publish the numbers and let you weigh them.
What time zone is 47421 in?
47421 observes Eastern Time (America/Indiana/Indianapolis). This zone observes daylight saving time.
How big is ZIP code 47421?
ZIP code 47421 covers 184.435 square miles of land plus 1.489 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 47421 urban, suburban or rural?
By population density, 47421 reads as a rural area. It holds 150 people per square mile across 184.435 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 47421?
Median gross rent in 47421 is $827 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 12,324 occupied homes here, 2,652 are rented.
What is the commute like from 47421?
The average one-way commute from 47421 takes about 27.3 minutes. The most common way to travel is drove alone, used by 81.7% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 47421?
About 13,502 residents of 47421 are employed. Labor force participation stands at 60.0% and the unemployment rate is 1.9%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 47421?
Accommodation in and around Bedford, IN ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 47421 cover more than one city or county?
This page lists Bedford as the primary place and Lawrence County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 47421 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 47421. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 47421, the Census approximation of the USPS delivery area.