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ZIP Code48381

Milford, MI

Oakland County · Michigan · United States
Home to 13,737 people across 19.502 square miles.

EasternOwner-majority87 ZIPs in county

At a glance

48381 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
14k
±386 · top 25% nationally
Median household income
$103,156
US median $70,109 · top 25%
Median home value
$386,800
US median $207,500 · top 25%
Median age
41.4
US median 42 years
Population density
704/mi²
top 25% most dense
Land area
19.502 mi²
plus 0.549 mi² water

Location

Where 48381 is

42.558412, -83.591793 · Census ZCTA internal pointOpen larger map →
Coordinates42.558412, -83.591793
Time zoneAmerica/Detroit
CountyOakland County
StateMichigan (MI)
Land area19.502 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Detroit

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Chicago, IL211.9 mi
Philadelphia, PA473.0 mi
New York, NY510.8 mi
Atlanta, GA610.2 mi

People

Who lives in 48381

13,737 residents in 5,449 households, averaging 2.52 people per household. The largest age group is under 18 at 25.3% of residents.

Age distribution

Share of residents by age band

Under 1825.3%
18-245.7%
25-348.9%
35-4414.3%
45-5411.7%
55-6414.1%
65+20.0%

Households

Composition and size

Total households5,449
Average household size2.52
Family households67.8%
Living alone26.6%
Median age41.4 years
Households with internet92.8%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White89.5%
Black1.2%
Asian1.5%
Native American0.2%
Other1.0%
Two or more6.7%
Hispanic / Latino4.0%

Income & work

What people earn in 48381

The median household here earns $103,156 a year, above the US median of $70,109, which puts 48381 ahead of 84% of American ZIP codes. 5.6% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$103,156
LowestHighest
Higher than 84% of all US ZIP codes.
Median household income$103,156 ±$8,814
Per capita income$56,879
Poverty rate5.6%
Unemployment rate2.8%
Labor force participation62.3%

Household income distribution

Share of households in each bracket

<$25k9.1%
$25-50k12.1%
$50-75k15.0%
$75-100k11.9%
$100-150k19.4%
$150-200k8.6%
$200k+23.9%

Educational attainment among residents 25 and older: 45.2% hold a bachelor's degree or higher, 96.3% finished high school.

Housing

Homes and rent in 48381

A typical home is valued at $386,800, and median rent runs $1,146 a month. This is an owner-majority area — 81.3% of occupied homes are owned, and the typical building went up in 1987.

Costs

Typical values

Median home value$386,800
Median gross rent$1,146/mo
Median year built1987
Housing units5,588
Vacancy rate2.5%

Own vs. rent

Of 5,449 occupied units

Owner-occupied81.3%
Renter-occupied18.7%
Owner households4,428
Renter households1,021

Building types

Units by structure size

Single family75.6%
2-4 units4.7%
5-19 units6.4%
20+ units13.3%

Getting to work

How 48381 commutes

71.6% of workers drove alone, and the average one-way trip takes 31.6 minutes. 20.8% work from home.

Mode of transport

Workers 16 and older

Drove alone71.6%
Carpooled6.7%
Walked0.7%
Worked from home20.8%

Travel time

Mean commute 31.6 minutes

<10 min15.8%
10-1915.5%
20-2917.6%
30-4427.2%
45-5915.0%
60+8.9%

Overview

Understanding ZIP code 48381

ZIP code 48381 is assigned to Milford, MI, and falls within Oakland County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 13,737 people live inside it.

At 704 residents per square mile spread over 19.502 square miles, 48381 reads as a small-town area. It is a mid-sized postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run above the national median. At $103,156, 48381 sits comfortably in the upper half, ahead of 84% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Milford looks like

Housing in 48381 costs well above the national median. A typical home is valued at $386,800 against a US median of $207,500, and median gross rent runs $1,146 a month. Ownership dominates: 81.3% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 75.6% of housing units here. The median construction year is 1987, making the housing here from the later twentieth century. At 2.5%, vacancy is low — housing here is tightly held.

The population skews broadly in line with the national age profile, with a median age of 41.4 against 42 nationally. The average household holds 2.52 people, and 67.8% are family households.

Getting to work takes 31.6 minutes on average one way. The dominant mode is drove alone at 71.6% of workers, while 20.8% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Milford, MI

Milford is a smaller community, so options inside 48381 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

Median rent in 48381 is $1,146 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Chicago, IL is about 211.9 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 48381 is used for

Beyond addressing mail, 48381 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 48381 offers a compact profile of Milford: 13,737 residents, a median household income of $103,156, 45.2% of adults holding a bachelor's degree or higher, and an unemployment rate of 2.8%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 48381 may cover parts of several distinct areas, and a single neighbourhood in Milford may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 48381

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Michigan ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Milford

Milford is served by 2 postal codes.

More in Oakland County

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Questions

Common questions about 48381

What city is ZIP code 48381 in?
48381 serves Milford, Michigan, in Oakland County, United States.
What is the population of 48381?
About 13,737 people live in ZIP code 48381, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±386. That works out to roughly 704 people per square mile.
What is the average income in 48381?
The median household income in 48381 is $103,156 per year, compared with a US median of $70,109. Per capita income is $56,879. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 48381?
The median home value is $386,800 and median gross rent is $1,146 a month. 81.3% of occupied homes are owner-occupied.
Is 48381 a good place to live?
That depends on what you're looking for, but here are the facts: 45.2% of adults hold a bachelor's degree or higher, the unemployment rate is 2.8%, and the median age is 41.4. The average commute is 31.6 minutes. We publish the numbers and let you weigh them.
What time zone is 48381 in?
48381 observes Eastern Time (America/Detroit). This zone observes daylight saving time.
How big is ZIP code 48381?
ZIP code 48381 covers 19.502 square miles of land plus 0.549 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 48381 urban, suburban or rural?
By population density, 48381 reads as a small-town area. It holds 704 people per square mile across 19.502 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 48381?
Median gross rent in 48381 is $1,146 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 5,449 occupied homes here, 1,021 are rented.
What is the commute like from 48381?
The average one-way commute from 48381 takes about 31.6 minutes. The most common way to travel is drove alone, used by 71.6% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 48381?
About 6,421 residents of 48381 are employed. Labor force participation stands at 62.3% and the unemployment rate is 2.8%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 48381?
Accommodation in and around Milford, MI ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 48381 cover more than one city or county?
This page lists Milford as the primary place and Oakland County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 48381 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 48381. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 48381, the Census approximation of the USPS delivery area.