GetZips
ZIP Code49449

Pentwater, MI

Oceana County · Michigan · United States
Home to 2,794 people across 41.729 square miles.

EasternOwner-majority8 ZIPs in county

At a glance

49449 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
2,794
±285 · 51th pctile nationally
Median household income
$74,286
US median $70,109 · 57th pctile
Median home value
$282,400
US median $207,500 · 68th pctile
Median age
58
US median 42 years
Population density
67/mi²
47th pctile most dense
Land area
41.729 mi²
plus 8.148 mi² water

Location

Where 49449 is

43.793624, -86.388577 · Census ZCTA internal pointOpen larger map →
Coordinates43.793624, -86.388577
Time zoneAmerica/Detroit
CountyOceana County
StateMichigan (MI)
Land area41.729 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Detroit

—:—:—

Current weather

Live from the National Weather Service

Loading forecast…

Distance to major cities

Straight-line, computed from coordinates

Chicago, IL146.5 mi
Philadelphia, PA634.8 mi
New York, NY667.3 mi
Atlanta, GA702.3 mi

People

Who lives in 49449

2,794 residents in 1,256 households, averaging 2.22 people per household. The largest age group is 65+ at 39.1% of residents, and 72.6% of households are families.

Age distribution

Share of residents by age band

Under 1813.9%
18-242.5%
25-348.1%
35-4412.0%
45-547.8%
55-6416.6%
65+39.1%

Households

Composition and size

Total households1,256
Average household size2.22
Family households72.6%
Living alone22.4%
Median age58 years
Households with internet89.4%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White95.4%
Asian0.3%
Other0.5%
Two or more3.8%
Hispanic / Latino3.4%

Income & work

What people earn in 49449

The median household here earns $74,286 a year, above the US median of $70,109, which puts 49449 ahead of 57% of American ZIP codes. 10.5% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$74,286
LowestHighest
Higher than 57% of all US ZIP codes.
Median household income$74,286 ±$6,138
Per capita income$45,987
Poverty rate10.5%
Unemployment rate5.0%
Labor force participation44.2%

Household income distribution

Share of households in each bracket

<$25k11.9%
$25-50k20.5%
$50-75k18.6%
$75-100k19.0%
$100-150k16.6%
$150-200k4.1%
$200k+9.3%

Educational attainment among residents 25 and older: 43.4% hold a bachelor's degree or higher, 95.4% finished high school.

Housing

Homes and rent in 49449

A typical home is valued at $282,400, and median rent runs $719 a month. This is an owner-majority area — 87.7% of occupied homes are owned, and the typical building went up in 1979.

Costs

Typical values

Median home value$282,400
Median gross rent$719/mo
Median year built1979
Housing units2,642
Vacancy rate52.5%

Own vs. rent

Of 1,256 occupied units

Owner-occupied87.7%
Renter-occupied12.3%
Owner households1,101
Renter households155

Building types

Units by structure size

Single family86.5%
2-4 units2.9%
5-19 units3.6%
20+ units7.0%

Getting to work

How 49449 commutes

70.0% of workers drove alone, and the average one-way trip takes 23.7 minutes. 18.7% work from home.

Mode of transport

Workers 16 and older

Drove alone70.0%
Carpooled7.8%
Public transit0.7%
Walked2.4%
Worked from home18.7%

Travel time

Mean commute 23.7 minutes

<10 min21.9%
10-1931.4%
20-2923.5%
30-4410.8%
45-593.4%
60+8.9%

Overview

Understanding ZIP code 49449

ZIP code 49449 is assigned to Pentwater, MI, and falls within Oceana County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 2,794 people live inside it.

At 67 residents per square mile spread over 41.729 square miles, 49449 reads as a rural area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $74,286 puts 49449 near the middle of the pack, ahead of 57% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Pentwater looks like

Housing in 49449 costs close to the national median. A typical home is valued at $282,400 against a US median of $207,500, and median gross rent runs $719 a month. Ownership dominates: 87.7% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 86.5% of housing units here. The median construction year is 1979, making the housing here from the later twentieth century. The vacancy rate of 52.5% is high, which in many places reflects seasonal or second-home use rather than abandonment.

The population skews considerably older than the national median, with a median age of 58 against 42 nationally. The average household holds 2.22 people, and 72.6% are family households.

Getting to work takes 23.7 minutes on average one way. The dominant mode is drove alone at 70.0% of workers, while 18.7% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Pentwater, MI

49449 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Local costs are modest — median rent here is $719 a month — and accommodation prices in the area tend to be correspondingly reasonable. For reference, Chicago, IL is about 146.5 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

Opens Booking.com in a new tab. We are not affiliated with Booking.com and receive nothing from this link.

Practical uses

What ZIP code 49449 is used for

Beyond addressing mail, 49449 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 49449 offers a compact profile of Pentwater: 2,794 residents, a median household income of $74,286, 43.4% of adults holding a bachelor's degree or higher, and an unemployment rate of 5.0%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 49449 may cover parts of several distinct areas, and a single neighbourhood in Pentwater may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 49449

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Michigan ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in Oceana County

Look up another

Search any ZIP code

Questions

Common questions about 49449

What city is ZIP code 49449 in?
49449 serves Pentwater, Michigan, in Oceana County, United States.
What is the population of 49449?
About 2,794 people live in ZIP code 49449, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±285. That works out to roughly 67 people per square mile.
What is the average income in 49449?
The median household income in 49449 is $74,286 per year, compared with a US median of $70,109. Per capita income is $45,987. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 49449?
The median home value is $282,400 and median gross rent is $719 a month. 87.7% of occupied homes are owner-occupied.
Is 49449 a good place to live?
That depends on what you're looking for, but here are the facts: 43.4% of adults hold a bachelor's degree or higher, the unemployment rate is 5.0%, and the median age is 58. The average commute is 23.7 minutes. We publish the numbers and let you weigh them.
What time zone is 49449 in?
49449 observes Eastern Time (America/Detroit). This zone observes daylight saving time.
How big is ZIP code 49449?
ZIP code 49449 covers 41.729 square miles of land plus 8.148 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 49449 urban, suburban or rural?
By population density, 49449 reads as a rural area. It holds 67 people per square mile across 41.729 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 49449?
Median gross rent in 49449 is $719 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 1,256 occupied homes here, 155 are rented.
What is the commute like from 49449?
The average one-way commute from 49449 takes about 23.7 minutes. The most common way to travel is drove alone, used by 70.0% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 49449?
About 1,049 residents of 49449 are employed. Labor force participation stands at 44.2% and the unemployment rate is 5.0%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 49449?
Accommodation in and around Pentwater, MI ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 49449 cover more than one city or county?
This page lists Pentwater as the primary place and Oceana County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 49449 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 49449. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 49449, the Census approximation of the USPS delivery area.