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ZIP Code54005

Clear Lake, WI

Polk County · Wisconsin · United States
Home to 3,222 people across 83.681 square miles.

CentralOwner-majority13 ZIPs in county

At a glance

54005 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
3,222
±285 · 54th pctile nationally
Median household income
$82,500
US median $70,109 · 68th pctile
Median home value
$241,500
US median $207,500 · 60th pctile
Median age
38.9
US median 42 years
Population density
39/mi²
38th pctile most dense
Land area
83.681 mi²
plus 0.447 mi² water

Location

Where 54005 is

45.228602, -92.230101 · Census ZCTA internal pointOpen larger map →
Coordinates45.228602, -92.230101
Time zoneAmerica/Chicago
CountyPolk County
StateWisconsin (WI)
Land area83.681 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Chicago

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Chicago, IL326.5 mi
Denver, CO751.4 mi
Dallas, TX894.2 mi
Atlanta, GA895.6 mi

People

Who lives in 54005

3,222 residents in 1,184 households, averaging 2.72 people per household. The largest age group is under 18 at 26.1% of residents, and 73.1% of households are families.

Age distribution

Share of residents by age band

Under 1826.1%
18-245.7%
25-3411.7%
35-4414.3%
45-5412.8%
55-6416.0%
65+13.4%

Households

Composition and size

Total households1,184
Average household size2.72
Family households73.1%
Living alone19.5%
Median age38.9 years
Households with internet88.7%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White91.0%
Asian0.2%
Native American1.2%
Other2.8%
Two or more4.8%
Hispanic / Latino5.6%

Income & work

What people earn in 54005

The median household here earns $82,500 a year, above the US median of $70,109, which puts 54005 ahead of 68% of American ZIP codes. 8.3% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$82,500
LowestHighest
Higher than 68% of all US ZIP codes.
Median household income$82,500 ±$6,568
Per capita income$36,475
Poverty rate8.3%
Unemployment rate2.9%
Labor force participation69.2%

Household income distribution

Share of households in each bracket

<$25k9.2%
$25-50k16.3%
$50-75k16.5%
$75-100k18.2%
$100-150k22.6%
$150-200k9.9%
$200k+7.4%

Educational attainment among residents 25 and older: 19.9% hold a bachelor's degree or higher, 93.4% finished high school.

Housing

Homes and rent in 54005

A typical home is valued at $241,500, and median rent runs $943 a month. This is an owner-majority area — 82.8% of occupied homes are owned, and the typical building went up in 1979.

Costs

Typical values

Median home value$241,500
Median gross rent$943/mo
Median year built1979
Housing units1,320
Vacancy rate10.3%

Own vs. rent

Of 1,184 occupied units

Owner-occupied82.8%
Renter-occupied17.2%
Owner households980
Renter households204

Building types

Units by structure size

Single family89.2%
2-4 units0.6%
5-19 units3.7%
20+ units6.5%

Getting to work

How 54005 commutes

80.2% of workers drove alone, and the average one-way trip takes 26.6 minutes.

Mode of transport

Workers 16 and older

Drove alone80.2%
Carpooled8.1%
Public transit0.2%
Walked1.5%
Worked from home8.8%

Travel time

Mean commute 26.6 minutes

<10 min28.5%
10-1917.1%
20-2914.9%
30-4422.3%
45-598.0%
60+9.2%

Overview

Understanding ZIP code 54005

ZIP code 54005 is assigned to Clear Lake, WI, and falls within Polk County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 3,222 people live inside it.

At 39 residents per square mile spread over 83.681 square miles, 54005 reads as a rural area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $82,500 puts 54005 near the middle of the pack, ahead of 68% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Clear Lake looks like

Housing in 54005 costs close to the national median. A typical home is valued at $241,500 against a US median of $207,500, and median gross rent runs $943 a month. Ownership dominates: 82.8% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 89.2% of housing units here. The median construction year is 1979, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 38.9 against 42 nationally. The average household holds 2.72 people, and 73.1% are family households.

Getting to work takes 26.6 minutes on average one way. The dominant mode is drove alone at 80.2% of workers.

Where to stay

Where to stay in Clear Lake, WI

54005 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Median rent in 54005 is $943 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Chicago, IL is about 326.5 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 54005 is used for

Beyond addressing mail, 54005 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 54005 offers a compact profile of Clear Lake: 3,222 residents, a median household income of $82,500, 19.9% of adults holding a bachelor's degree or higher, and an unemployment rate of 2.9%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 54005 may cover parts of several distinct areas, and a single neighbourhood in Clear Lake may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 54005

What city is ZIP code 54005 in?
54005 serves Clear Lake, Wisconsin, in Polk County, United States.
What is the population of 54005?
About 3,222 people live in ZIP code 54005, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±285. That works out to roughly 39 people per square mile.
What is the average income in 54005?
The median household income in 54005 is $82,500 per year, compared with a US median of $70,109. Per capita income is $36,475. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 54005?
The median home value is $241,500 and median gross rent is $943 a month. 82.8% of occupied homes are owner-occupied.
Is 54005 a good place to live?
That depends on what you're looking for, but here are the facts: 19.9% of adults hold a bachelor's degree or higher, the unemployment rate is 2.9%, and the median age is 38.9. The average commute is 26.6 minutes. We publish the numbers and let you weigh them.
What time zone is 54005 in?
54005 observes Central Time (America/Chicago). This zone observes daylight saving time.
How big is ZIP code 54005?
ZIP code 54005 covers 83.681 square miles of land plus 0.447 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 54005 urban, suburban or rural?
By population density, 54005 reads as a rural area. It holds 39 people per square mile across 83.681 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 54005?
Median gross rent in 54005 is $943 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 1,184 occupied homes here, 204 are rented.
What is the commute like from 54005?
The average one-way commute from 54005 takes about 26.6 minutes. The most common way to travel is drove alone, used by 80.2% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 54005?
About 1,660 residents of 54005 are employed. Labor force participation stands at 69.2% and the unemployment rate is 2.9%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 54005?
Accommodation in and around Clear Lake, WI ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 54005 cover more than one city or county?
This page lists Clear Lake as the primary place and Polk County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 54005 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 54005. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 54005, the Census approximation of the USPS delivery area.