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ZIP Code55604

Grand Marais, MN

Cook County · Minnesota · United States
Home to 3,613 people across 817.811 square miles.

CentralOwner-majority6 ZIPs in county

At a glance

55604 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
3,613
±198 · 55th pctile nationally
Median household income
$71,458
US median $70,109 · 53th pctile
Median home value
$307,100
US median $207,500 · 72th pctile
Median age
54.4
US median 42 years
Population density
4/mi²
bottom 10% most dense
Land area
817.811 mi²
plus 118.753 mi² water

Location

Where 55604 is

47.979098, -90.599609 · Census ZCTA internal pointOpen larger map →
Coordinates47.979098, -90.599609
Time zoneAmerica/Chicago
CountyCook County
StateMinnesota (MN)
Land area817.811 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Chicago

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Chicago, IL445.8 mi
Denver, CO913.0 mi
Philadelphia, PA944.1 mi
New York, NY958.4 mi

People

Who lives in 55604

3,613 residents in 1,728 households, averaging 2.09 people per household. The largest age group is 65+ at 32.3% of residents.

Age distribution

Share of residents by age band

Under 1813.9%
18-245.6%
25-349.1%
35-4411.2%
45-5411.1%
55-6416.8%
65+32.3%

Households

Composition and size

Total households1,728
Average household size2.09
Family households60.5%
Living alone34.4%
Median age54.4 years
Households with internet95.1%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White92.7%
Black0.2%
Asian0.1%
Native American1.1%
Other1.1%
Two or more4.9%
Hispanic / Latino3.0%

Income & work

What people earn in 55604

The median household here earns $71,458 a year, above the US median of $70,109, which puts 55604 ahead of 53% of American ZIP codes. 8.8% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$71,458
LowestHighest
Higher than 53% of all US ZIP codes.
Median household income$71,458 ±$5,193
Per capita income$44,893
Poverty rate8.8%
Unemployment rate1.2%
Labor force participation57.9%

Household income distribution

Share of households in each bracket

<$25k11.3%
$25-50k9.9%
$50-75k31.8%
$75-100k17.8%
$100-150k15.0%
$150-200k6.9%
$200k+7.2%

Educational attainment among residents 25 and older: 49.4% hold a bachelor's degree or higher, 98.1% finished high school.

Housing

Homes and rent in 55604

A typical home is valued at $307,100, and median rent runs $1,036 a month. This is an owner-majority area — 80.1% of occupied homes are owned, and the typical building went up in 1980.

Costs

Typical values

Median home value$307,100
Median gross rent$1,036/mo
Median year built1980
Housing units3,412
Vacancy rate49.4%

Own vs. rent

Of 1,728 occupied units

Owner-occupied80.1%
Renter-occupied19.9%
Owner households1,384
Renter households344

Building types

Units by structure size

Single family93.5%
2-4 units2.1%
5-19 units4.4%
20+ units0.1%

Getting to work

How 55604 commutes

58.1% of workers drove alone, and the average one-way trip takes 15.7 minutes. 21.7% work from home.

Mode of transport

Workers 16 and older

Drove alone58.1%
Carpooled7.4%
Walked9.2%
Bike0.5%
Worked from home21.7%

Travel time

Mean commute 15.7 minutes

<10 min49.5%
10-1927.1%
20-297.6%
30-4411.1%
45-591.0%
60+3.7%

Overview

Understanding ZIP code 55604

ZIP code 55604 is assigned to Grand Marais, MN, and falls within Cook County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 3,613 people live inside it.

At 4 residents per square mile spread over 817.811 square miles, 55604 reads as a rural area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $71,458 puts 55604 near the middle of the pack, ahead of 53% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Grand Marais looks like

Housing in 55604 costs close to the national median. A typical home is valued at $307,100 against a US median of $207,500, and median gross rent runs $1,036 a month. Ownership dominates: 80.1% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 93.5% of housing units here. The median construction year is 1980, making the housing here from the later twentieth century. The vacancy rate of 49.4% is high, which in many places reflects seasonal or second-home use rather than abandonment.

The population skews considerably older than the national median, with a median age of 54.4 against 42 nationally. The average household holds 2.09 people, and 60.5% are family households.

Getting to work takes 15.7 minutes on average one way. The dominant mode is drove alone at 58.1% of workers, while 9.2% walk, 21.7% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Grand Marais, MN

55604 covers a rural area, and accommodation within the postal code itself is likely to be sparse — perhaps a country inn, a lodge or a vacation rental rather than a conventional hotel. Widening the search radius is usually the practical approach, and it also opens up more availability at short notice.

Median rent in 55604 is $1,036 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Chicago, IL is about 445.8 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 55604 is used for

Beyond addressing mail, 55604 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 55604 offers a compact profile of Grand Marais: 3,613 residents, a median household income of $71,458, 49.4% of adults holding a bachelor's degree or higher, and an unemployment rate of 1.2%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 55604 may cover parts of several distinct areas, and a single neighbourhood in Grand Marais may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 55604

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Minnesota ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in Cook County

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Questions

Common questions about 55604

What city is ZIP code 55604 in?
55604 serves Grand Marais, Minnesota, in Cook County, United States.
What is the population of 55604?
About 3,613 people live in ZIP code 55604, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±198. That works out to roughly 4 people per square mile.
What is the average income in 55604?
The median household income in 55604 is $71,458 per year, compared with a US median of $70,109. Per capita income is $44,893. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 55604?
The median home value is $307,100 and median gross rent is $1,036 a month. 80.1% of occupied homes are owner-occupied.
Is 55604 a good place to live?
That depends on what you're looking for, but here are the facts: 49.4% of adults hold a bachelor's degree or higher, the unemployment rate is 1.2%, and the median age is 54.4. The average commute is 15.7 minutes. We publish the numbers and let you weigh them.
What time zone is 55604 in?
55604 observes Central Time (America/Chicago). This zone observes daylight saving time.
How big is ZIP code 55604?
ZIP code 55604 covers 817.811 square miles of land plus 118.753 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 55604 urban, suburban or rural?
By population density, 55604 reads as a rural area. It holds 4 people per square mile across 817.811 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 55604?
Median gross rent in 55604 is $1,036 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 1,728 occupied homes here, 344 are rented.
What is the commute like from 55604?
The average one-way commute from 55604 takes about 15.7 minutes. The most common way to travel is drove alone, used by 58.1% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 55604?
About 1,794 residents of 55604 are employed. Labor force participation stands at 57.9% and the unemployment rate is 1.2%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 55604?
Accommodation in and around Grand Marais, MN ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 55604 cover more than one city or county?
This page lists Grand Marais as the primary place and Cook County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 55604 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 55604. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 55604, the Census approximation of the USPS delivery area.