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ZIP Code60543

Oswego, IL

Kendall County · Illinois · United States
Home to 41,723 people across 41.948 square miles.

CentralTop 10% incomeOwner-majority8 ZIPs in county

At a glance

60543 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
42k
±969 · top 5% nationally
Median household income
$116,507
US median $70,109 · top 10%
Median home value
$319,300
US median $207,500 · 73th pctile
Median age
39.2
US median 42 years
Population density
995/mi²
top 25% most dense
Land area
41.948 mi²
plus 0.476 mi² water

Location

Where 60543 is

41.668266, -88.322908 · Census ZCTA internal pointOpen larger map →
Coordinates41.668266, -88.322908
Time zoneAmerica/Chicago
CountyKendall County
StateIllinois (IL)
Land area41.948 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Chicago

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Chicago, IL38.5 mi
Atlanta, GA587.7 mi
Philadelphia, PA697.5 mi
New York, NY746.5 mi

People

Who lives in 60543

41,723 residents in 14,200 households, averaging 2.94 people per household. The largest age group is under 18 at 26.3% of residents, and 79.8% of households are families.

Age distribution

Share of residents by age band

Under 1826.3%
18-248.5%
25-3410.0%
35-4414.2%
45-5416.9%
55-6411.9%
65+12.2%

Households

Composition and size

Total households14,200
Average household size2.94
Family households79.8%
Living alone14.8%
Median age39.2 years
Households with internet94.7%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White69.6%
Black10.2%
Asian4.0%
Native American0.3%
Other2.5%
Two or more13.3%
Hispanic / Latino17.8%

Income & work

What people earn in 60543

The median household here earns $116,507 a year, above the US median of $70,109, which puts 60543 ahead of 90% of American ZIP codes. 2.7% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$116,507
LowestHighest
Higher than 90% of all US ZIP codes.
Median household income$116,507 ±$7,676
Per capita income$45,795
Poverty rate2.7%
Unemployment rate2.9%
Labor force participation70.2%

Household income distribution

Share of households in each bracket

<$25k4.8%
$25-50k9.3%
$50-75k14.0%
$75-100k13.8%
$100-150k25.3%
$150-200k14.9%
$200k+17.9%

Educational attainment among residents 25 and older: 42.3% hold a bachelor's degree or higher, 94.2% finished high school.

Housing

Homes and rent in 60543

A typical home is valued at $319,300, and median rent runs $1,558 a month. This is an owner-majority area — 86.2% of occupied homes are owned, and the typical building went up in 1999.

Costs

Typical values

Median home value$319,300
Median gross rent$1,558/mo
Median year built1999
Housing units14,327
Vacancy rate0.9%

Own vs. rent

Of 14,200 occupied units

Owner-occupied86.2%
Renter-occupied13.8%
Owner households12,240
Renter households1,960

Building types

Units by structure size

Single family88.4%
2-4 units4.3%
5-19 units6.2%
20+ units1.1%

Getting to work

How 60543 commutes

74.4% of workers drove alone, and the average one-way trip takes 31.8 minutes. 15.1% work from home.

Mode of transport

Workers 16 and older

Drove alone74.4%
Carpooled8.6%
Public transit0.5%
Walked0.3%
Worked from home15.1%

Travel time

Mean commute 31.8 minutes

<10 min7.9%
10-1923.7%
20-2922.7%
30-4422.0%
45-5914.1%
60+9.6%

Overview

Understanding ZIP code 60543

ZIP code 60543 is assigned to Oswego, IL, and falls within Kendall County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 41,723 people live inside it.

At 995 residents per square mile spread over 41.948 square miles, 60543 reads as a small-town area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings here sit well above the national picture. The median household income of $116,507 places 60543 in the upper reaches of American postal codes, ahead of 90% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Oswego looks like

Housing in 60543 costs close to the national median. A typical home is valued at $319,300 against a US median of $207,500, and median gross rent runs $1,558 a month. Ownership dominates: 86.2% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 88.4% of housing units here. The median construction year is 1999, making the housing here from the later twentieth century. At 0.9%, vacancy is low — housing here is tightly held.

The population skews broadly in line with the national age profile, with a median age of 39.2 against 42 nationally. The average household holds 2.94 people, and 79.8% are family households.

Getting to work takes 31.8 minutes on average one way. The dominant mode is drove alone at 74.4% of workers, while 15.1% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Oswego, IL

Oswego is a smaller community, so options inside 60543 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

Median rent in 60543 is $1,558 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Chicago, IL is about 38.5 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 60543 is used for

Beyond addressing mail, 60543 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 60543 offers a compact profile of Oswego: 41,723 residents, a median household income of $116,507, 42.3% of adults holding a bachelor's degree or higher, and an unemployment rate of 2.9%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 60543 may cover parts of several distinct areas, and a single neighbourhood in Oswego may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 60543

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Illinois ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in Kendall County

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Questions

Common questions about 60543

What city is ZIP code 60543 in?
60543 serves Oswego, Illinois, in Kendall County, United States.
What is the population of 60543?
About 41,723 people live in ZIP code 60543, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±969. That works out to roughly 995 people per square mile.
What is the average income in 60543?
The median household income in 60543 is $116,507 per year, compared with a US median of $70,109. Per capita income is $45,795. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 60543?
The median home value is $319,300 and median gross rent is $1,558 a month. 86.2% of occupied homes are owner-occupied.
Is 60543 a good place to live?
That depends on what you're looking for, but here are the facts: 42.3% of adults hold a bachelor's degree or higher, the unemployment rate is 2.9%, and the median age is 39.2. The average commute is 31.8 minutes. We publish the numbers and let you weigh them.
What time zone is 60543 in?
60543 observes Central Time (America/Chicago). This zone observes daylight saving time.
How big is ZIP code 60543?
ZIP code 60543 covers 41.948 square miles of land plus 0.476 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 60543 urban, suburban or rural?
By population density, 60543 reads as a small-town area. It holds 995 people per square mile across 41.948 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 60543?
Median gross rent in 60543 is $1,558 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 14,200 occupied homes here, 1,960 are rented.
What is the commute like from 60543?
The average one-way commute from 60543 takes about 31.8 minutes. The most common way to travel is drove alone, used by 74.4% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 60543?
About 22,108 residents of 60543 are employed. Labor force participation stands at 70.2% and the unemployment rate is 2.9%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 60543?
Accommodation in and around Oswego, IL ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 60543 cover more than one city or county?
This page lists Oswego as the primary place and Kendall County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 60543 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 60543. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 60543, the Census approximation of the USPS delivery area.