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ZIP Code84045

Saratoga Springs, UT

Utah County · Utah · United States
Home to 43,369 people across 51.949 square miles.

MountainTop 10% incomeTop 10% degree-holdersOwner-majority27 ZIPs in county

At a glance

84045 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
43k
±410 · top 5% nationally
Median household income
$123,870
US median $70,109 · top 10%
Median home value
$566,200
US median $207,500 · top 10%
Median age
23.2
US median 42 years
Population density
835/mi²
top 25% most dense
Land area
51.949 mi²
plus 0.018 mi² water

Location

Where 84045 is

40.292383, -111.928756 · Census ZCTA internal pointOpen larger map →
Coordinates40.292383, -111.928756
Time zoneAmerica/Denver
CountyUtah County
StateUtah (UT)
Land area51.949 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Denver

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Denver, CO369.0 mi
Phoenix, AZ472.9 mi
Los Angeles, CA553.5 mi
San Francisco, CA588.9 mi

People

Who lives in 84045

43,369 residents in 10,686 households, averaging 4.06 people per household. The largest age group is under 18 at 42.5% of residents, and 91.6% of households are families.

Age distribution

Share of residents by age band

Under 1842.5%
18-249.1%
25-3415.0%
35-4414.7%
45-549.5%
55-644.0%
65+5.1%

Households

Composition and size

Total households10,686
Average household size4.06
Family households91.6%
Living alone5.7%
Median age23.2 years
Households with internet97.7%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White85.8%
Black0.1%
Asian1.3%
Native American0.1%
Pacific Islander0.1%
Other4.0%
Two or more8.6%
Hispanic / Latino11.8%

Income & work

What people earn in 84045

The median household here earns $123,870 a year, above the US median of $70,109, which puts 84045 ahead of 92% of American ZIP codes. 5.4% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$123,870
LowestHighest
Higher than 92% of all US ZIP codes.
Median household income$123,870 ±$3,334
Per capita income$34,526
Poverty rate5.4%
Unemployment rate2.1%
Labor force participation71.9%

Household income distribution

Share of households in each bracket

<$25k4.4%
$25-50k5.2%
$50-75k9.1%
$75-100k11.9%
$100-150k35.6%
$150-200k19.2%
$200k+14.5%

Educational attainment among residents 25 and older: 52.2% hold a bachelor's degree or higher, 98.7% finished high school.

Housing

Homes and rent in 84045

A typical home is valued at $566,200, and median rent runs $2,201 a month. This is an owner-majority area — 84.0% of occupied homes are owned, and the typical building went up in 2011.

Costs

Typical values

Median home value$566,200
Median gross rent$2,201/mo
Median year built2011
Housing units11,273
Vacancy rate5.2%

Own vs. rent

Of 10,686 occupied units

Owner-occupied84.0%
Renter-occupied16.0%
Owner households8,979
Renter households1,707

Building types

Units by structure size

Single family92.1%
2-4 units1.0%
5-19 units6.3%
20+ units0.6%

Getting to work

How 84045 commutes

64.5% of workers drove alone, and the average one-way trip takes 30.0 minutes. 24.1% work from home.

Mode of transport

Workers 16 and older

Drove alone64.5%
Carpooled7.9%
Public transit0.9%
Walked1.0%
Bike0.4%
Worked from home24.1%

Travel time

Mean commute 30.0 minutes

<10 min9.8%
10-1920.3%
20-2923.2%
30-4431.1%
45-599.8%
60+5.8%

Overview

Understanding ZIP code 84045

ZIP code 84045 is assigned to Saratoga Springs, UT, and falls within Utah County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 43,369 people live inside it.

At 835 residents per square mile spread over 51.949 square miles, 84045 reads as a small-town area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings here sit well above the national picture. The median household income of $123,870 places 84045 in the upper reaches of American postal codes, ahead of 92% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Saratoga Springs looks like

Housing in 84045 costs well above the national median. A typical home is valued at $566,200 against a US median of $207,500, and median gross rent runs $2,201 a month. Ownership dominates: 84.0% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 92.1% of housing units here. The median construction year is 2011, making the housing here relatively modern.

The population skews notably young, with a median age of 23.2 against 42 nationally. Households are relatively large at 4.06 people on average, with 91.6% classified as family households.

Getting to work takes 30.0 minutes on average one way. The dominant mode is drove alone at 64.5% of workers, while 24.1% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Saratoga Springs, UT

Saratoga Springs is a smaller community, so options inside 84045 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

Local housing costs are a rough guide to nightly rates: median rent in 84045 runs $2,201 a month, which is high, and hotel pricing in expensive residential areas usually follows the same curve. For reference, Denver, CO is about 369.0 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 84045 is used for

Beyond addressing mail, 84045 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 84045 offers a compact profile of Saratoga Springs: 43,369 residents, a median household income of $123,870, 52.2% of adults holding a bachelor's degree or higher, and an unemployment rate of 2.1%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 84045 may cover parts of several distinct areas, and a single neighbourhood in Saratoga Springs may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 84045

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Utah ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in Utah County

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Questions

Common questions about 84045

What city is ZIP code 84045 in?
84045 serves Saratoga Springs, Utah, in Utah County, United States.
What is the population of 84045?
About 43,369 people live in ZIP code 84045, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±410. That works out to roughly 835 people per square mile.
What is the average income in 84045?
The median household income in 84045 is $123,870 per year, compared with a US median of $70,109. Per capita income is $34,526. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 84045?
The median home value is $566,200 and median gross rent is $2,201 a month. 84.0% of occupied homes are owner-occupied.
Is 84045 a good place to live?
That depends on what you're looking for, but here are the facts: 52.2% of adults hold a bachelor's degree or higher, the unemployment rate is 2.1%, and the median age is 23.2. The average commute is 30.0 minutes. We publish the numbers and let you weigh them.
What time zone is 84045 in?
84045 observes Mountain Time (America/Denver). This zone observes daylight saving time.
How big is ZIP code 84045?
ZIP code 84045 covers 51.949 square miles of land plus 0.018 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 84045 urban, suburban or rural?
By population density, 84045 reads as a small-town area. It holds 835 people per square mile across 51.949 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 84045?
Median gross rent in 84045 is $2,201 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 10,686 occupied homes here, 1,707 are rented.
What is the commute like from 84045?
The average one-way commute from 84045 takes about 30.0 minutes. The most common way to travel is drove alone, used by 64.5% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 84045?
About 18,601 residents of 84045 are employed. Labor force participation stands at 71.9% and the unemployment rate is 2.1%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 84045?
Accommodation in and around Saratoga Springs, UT ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 84045 cover more than one city or county?
This page lists Saratoga Springs as the primary place and Utah County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 84045 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 84045. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 84045, the Census approximation of the USPS delivery area.