Kapaa, HI
Kauai County · Hawaii · United States
Home to 20,566 people across 29.843 square miles.
At a glance
96746 by the numbers
Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.
Location
Where 96746 is
| Coordinates | 22.092807, -159.3525 |
|---|---|
| Time zone | Pacific/Honolulu |
| County | Kauai County |
| State | Hawaii (HI) |
| Land area | 29.843 mi² |
| Coordinate source | Census ZCTA internal point |
Local time
Pacific/Honolulu
Current weather
Live from the National Weather Service
Loading forecast…
Distance to major cities
Straight-line, computed from coordinates
| San Francisco, CA | 2441.2 mi |
|---|---|
| Los Angeles, CA | 2619.0 mi |
| San Diego, CA | 2671.1 mi |
| Seattle, WA | 2698.4 mi |
People
Who lives in 96746
20,566 residents in 6,792 households, averaging 3.03 people per household. The largest age group is 65+ at 21.9% of residents.
Age distribution
Share of residents by age band
Households
Composition and size
| Total households | 6,792 |
|---|---|
| Average household size | 3.03 |
| Family households | 64.8% |
| Living alone | 21.1% |
| Median age | 45.4 years |
| Households with internet | 92.3% |
Race & ethnicity
Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.
Income & work
What people earn in 96746
The median household here earns $89,681 a year, above the US median of $70,109, which puts 96746 ahead of 75% of American ZIP codes. 8.8% of residents live below the poverty line.
Compared to the US
This ZIP against the national median
| Median household income | $89,681 ±$9,089 |
|---|---|
| Per capita income | $44,336 |
| Poverty rate | 8.8% |
| Unemployment rate | 3.4% |
| Labor force participation | 64.3% |
Household income distribution
Share of households in each bracket
Educational attainment among residents 25 and older: 32.2% hold a bachelor's degree or higher, 94.5% finished high school.
Housing
Homes and rent in 96746
A typical home is valued at $830,500, and median rent runs $2,053 a month. This is an owner-majority area — 68.3% of occupied homes are owned, and the typical building went up in 1983.
Costs
Typical values
| Median home value | $830,500 |
|---|---|
| Median gross rent | $2,053/mo |
| Median year built | 1983 |
| Housing units | 8,178 |
| Vacancy rate | 16.9% |
Own vs. rent
Of 6,792 occupied units
| Owner households | 4,640 |
|---|---|
| Renter households | 2,152 |
Building types
Units by structure size
Getting to work
How 96746 commutes
73.9% of workers drove alone, and the average one-way trip takes 27.6 minutes.
Mode of transport
Workers 16 and older
Travel time
Mean commute 27.6 minutes
Overview
Understanding ZIP code 96746
ZIP code 96746 is assigned to Kapaa, HI, and falls within Kauai County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 20,566 people live inside it.
At 689 residents per square mile spread over 29.843 square miles, 96746 reads as a small-town area. It is a mid-sized postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.
Household earnings run above the national median. At $89,681, 96746 sits comfortably in the upper half, ahead of 75% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.
Living here
What life in Kapaa looks like
Housing in 96746 costs far above the national median. A typical home is valued at $830,500 against a US median of $207,500, and median gross rent runs $2,053 a month. The split between owning and renting is fairly even at 68.3% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.
The building stock is dominated by detached single-family houses, which account for 80.8% of housing units here. The median construction year is 1983, making the housing here from the later twentieth century.
The population skews older than the national median, with a median age of 45.4 against 42 nationally. Households are relatively large at 3.03 people on average, with 64.8% classified as family households.
Getting to work takes 27.6 minutes on average one way. The dominant mode is drove alone at 73.9% of workers.
Where to stay
Where to stay in Kapaa, HI
Kapaa is a smaller community, so options inside 96746 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.
Median rent in 96746 is $2,053 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, San Francisco, CA is about 2441.2 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.
Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.
Opens Booking.com in a new tab. We are not affiliated with Booking.com and receive nothing from this link.
Practical uses
What ZIP code 96746 is used for
Beyond addressing mail, 96746 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.
For anyone weighing a move, 96746 offers a compact profile of Kapaa: 20,566 residents, a median household income of $89,681, 32.2% of adults holding a bachelor's degree or higher, and an unemployment rate of 3.4%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.
One caution worth repeating: a postal code is not a neighbourhood. 96746 may cover parts of several distinct areas, and a single neighbourhood in Kapaa may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.
Nearby
ZIP codes near 96746
The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Hawaii ZIP code or use the ZIP Express Lookup to search by city, county or time zone.
More in Kauai County
Look up another
Search any ZIP code
Questions
Common questions about 96746
What city is ZIP code 96746 in?
What is the population of 96746?
What is the average income in 96746?
How expensive is housing in 96746?
Is 96746 a good place to live?
What time zone is 96746 in?
How big is ZIP code 96746?
Is 96746 urban, suburban or rural?
How much is rent in 96746?
What is the commute like from 96746?
How many people work in 96746?
Where should I stay when visiting 96746?
Does 96746 cover more than one city or county?
Can ZIP code 96746 change?
Methodology
Where this data comes from
- Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
- Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 96746. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
- Land and water area — US Census Bureau 2023 Gazetteer Files.
- Weather — NOAA National Weather Service, fetched live in your browser.
- Map — OpenStreetMap contributors (ODbL).