GetZips
ZIP Code96786

Wahiawa, HI

Honolulu County · Hawaii · United States
Home to 41,293 people across 89.198 square miles.

HawaiiRenter-majority69 ZIPs in county

At a glance

96786 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
41k
±1,940 · top 5% nationally
Median household income
$83,488
US median $70,109 · 69th pctile
Median home value
$724,400
US median $207,500 · top 5%
Median age
28
US median 42 years
Population density
463/mi²
71th pctile most dense
Land area
89.198 mi²
plus 0.398 mi² water

Location

Where 96786 is

21.537569, -158.022383 · Census ZCTA internal pointOpen larger map →
Coordinates21.537569, -158.022383
Time zonePacific/Honolulu
CountyHonolulu County
StateHawaii (HI)
Land area89.198 mi²
Coordinate sourceCensus ZCTA internal point

Local time

Pacific/Honolulu

—:—:—

Current weather

Live from the National Weather Service

Loading forecast…

Distance to major cities

Straight-line, computed from coordinates

San Francisco, CA2393.8 mi
Los Angeles, CA2561.6 mi
San Diego, CA2610.8 mi
Seattle, WA2673.6 mi

People

Who lives in 96786

41,293 residents in 13,159 households, averaging 3.14 people per household. The largest age group is under 18 at 29.6% of residents, and 76.0% of households are families.

Age distribution

Share of residents by age band

Under 1829.6%
18-2413.5%
25-3420.0%
35-4411.0%
45-547.4%
55-647.6%
65+10.9%

Households

Composition and size

Total households13,159
Average household size3.14
Family households76.0%
Living alone20.9%
Median age28 years
Households with internet93.2%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White31.0%
Black11.1%
Asian25.5%
Native American0.5%
Pacific Islander6.6%
Other2.0%
Two or more23.3%
Hispanic / Latino17.4%

Income & work

What people earn in 96786

The median household here earns $83,488 a year, above the US median of $70,109, which puts 96786 ahead of 69% of American ZIP codes. 10.9% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$83,488
LowestHighest
Higher than 69% of all US ZIP codes.
Median household income$83,488 ±$2,294
Per capita income$33,797
Poverty rate10.9%
Unemployment rate5.6%
Labor force participation65.9%

Household income distribution

Share of households in each bracket

<$25k9.4%
$25-50k17.3%
$50-75k17.0%
$75-100k19.4%
$100-150k19.4%
$150-200k7.5%
$200k+10.0%

Educational attainment among residents 25 and older: 25.2% hold a bachelor's degree or higher, 93.6% finished high school.

Housing

Homes and rent in 96786

A typical home is valued at $724,400, and median rent runs $2,784 a month. This is a renter-majority area — 70.2% of occupied homes are rented, and the typical building went up in 1977.

Costs

Typical values

Median home value$724,400
Median gross rent$2,784/mo
Median year built1977
Housing units14,444
Vacancy rate8.9%

Own vs. rent

Of 13,159 occupied units

Owner-occupied29.8%
Renter-occupied70.2%
Owner households3,926
Renter households9,233

Building types

Units by structure size

Single family68.5%
2-4 units15.3%
5-19 units13.1%
20+ units3.2%

Getting to work

How 96786 commutes

71.3% of workers drove alone, and the average one-way trip takes 25.5 minutes.

Mode of transport

Workers 16 and older

Drove alone71.3%
Carpooled15.0%
Public transit2.9%
Walked4.6%
Bike0.4%
Worked from home4.1%

Travel time

Mean commute 25.5 minutes

<10 min21.6%
10-1929.7%
20-2915.3%
30-4417.8%
45-597.6%
60+8.1%

Overview

Understanding ZIP code 96786

ZIP code 96786 is assigned to Wahiawa, HI, and falls within Honolulu County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 41,293 people live inside it.

At 463 residents per square mile spread over 89.198 square miles, 96786 reads as a small-town area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $83,488 puts 96786 near the middle of the pack, ahead of 69% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Wahiawa looks like

Housing in 96786 costs far above the national median. A typical home is valued at $724,400 against a US median of $207,500, and median gross rent runs $2,784 a month. This is firmly renter territory — 70.2% of occupied homes are rented, a pattern typical of city centres, student areas and neighbourhoods with a lot of apartment stock.

The building stock is dominated by detached single-family houses, which account for 68.5% of housing units here. The median construction year is 1977, making the housing here from the later twentieth century.

The population skews notably young, with a median age of 28 against 42 nationally. Households are relatively large at 3.14 people on average, with 76.0% classified as family households.

Getting to work takes 25.5 minutes on average one way. The dominant mode is drove alone at 71.3% of workers.

Where to stay

Where to stay in Wahiawa, HI

Wahiawa is a smaller community, so options inside 96786 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

Local housing costs are a rough guide to nightly rates: median rent in 96786 runs $2,784 a month, which is high, and hotel pricing in expensive residential areas usually follows the same curve. For reference, San Francisco, CA is about 2393.8 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

Opens Booking.com in a new tab. We are not affiliated with Booking.com and receive nothing from this link.

Practical uses

What ZIP code 96786 is used for

Beyond addressing mail, 96786 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 96786 offers a compact profile of Wahiawa: 41,293 residents, a median household income of $83,488, 25.2% of adults holding a bachelor's degree or higher, and an unemployment rate of 5.6%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 96786 may cover parts of several distinct areas, and a single neighbourhood in Wahiawa may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Look up another

Search any ZIP code

Questions

Common questions about 96786

What city is ZIP code 96786 in?
96786 serves Wahiawa, Hawaii, in Honolulu County, United States.
What is the population of 96786?
About 41,293 people live in ZIP code 96786, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±1,940. That works out to roughly 463 people per square mile.
What is the average income in 96786?
The median household income in 96786 is $83,488 per year, compared with a US median of $70,109. Per capita income is $33,797. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 96786?
The median home value is $724,400 and median gross rent is $2,784 a month. 29.8% of occupied homes are owner-occupied.
Is 96786 a good place to live?
That depends on what you're looking for, but here are the facts: 25.2% of adults hold a bachelor's degree or higher, the unemployment rate is 5.6%, and the median age is 28. The average commute is 25.5 minutes. We publish the numbers and let you weigh them.
What time zone is 96786 in?
96786 observes Hawaii Time (Pacific/Honolulu). This zone does not observe daylight saving time.
How big is ZIP code 96786?
ZIP code 96786 covers 89.198 square miles of land plus 0.398 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 96786 urban, suburban or rural?
By population density, 96786 reads as a small-town area. It holds 463 people per square mile across 89.198 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 96786?
Median gross rent in 96786 is $2,784 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 13,159 occupied homes here, 9,233 are rented.
What is the commute like from 96786?
The average one-way commute from 96786 takes about 25.5 minutes. The most common way to travel is drove alone, used by 71.3% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 96786?
About 11,937 residents of 96786 are employed. Labor force participation stands at 65.9% and the unemployment rate is 5.6%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 96786?
Accommodation in and around Wahiawa, HI ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 96786 cover more than one city or county?
This page lists Wahiawa as the primary place and Honolulu County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 96786 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 96786. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 96786, the Census approximation of the USPS delivery area.