Waimanalo, HI

ZIP code 96795 is assigned to Waimanalo, HI, and falls within Honolulu County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 10,315 people live inside it.

At 900 residents per square mile spread over 11.467 square miles, 96795 reads as a small-town area. It is a mid-sized postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings here sit well above the national picture. The median household income of $118,365 places 96795 in the upper reaches of American postal codes, ahead of 91% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Housing in 96795 costs far above the national median. A typical home is valued at $746,700 against a US median of $207,500, and median gross rent runs $1,710 a month. Ownership dominates: 78.7% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 87.7% of housing units here. The median construction year is 1975, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 39 against 42 nationally. Households are relatively large at 4.11 people on average, with 79.9% classified as family households.

Getting to work takes 34.0 minutes on average one way. The dominant mode is drove alone at 65.4% of workers.

Beyond addressing mail, 96795 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 96795 offers a compact profile of Waimanalo: 10,315 residents, a median household income of $118,365, 21.8% of adults holding a bachelor's degree or higher, and an unemployment rate of 5.2%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 96795 may cover parts of several distinct areas, and a single neighbourhood in Waimanalo may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.