Bay City, OR

ZIP code 97107 is assigned to Bay City, OR, and falls within Tillamook County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 2,158 people live inside it.

At 122 residents per square mile spread over 17.686 square miles, 97107 reads as a rural area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $70,804 puts 97107 near the middle of the pack, ahead of 51% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Housing in 97107 costs well above the national median. A typical home is valued at $342,000 against a US median of $207,500, and median gross rent runs $1,112 a month. Ownership dominates: 75.9% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 83.2% of housing units here. The median construction year is 1976, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 41.8 against 42 nationally. The average household holds 2.48 people, and 63.6% are family households.

Getting to work takes 17.5 minutes on average one way. The dominant mode is drove alone at 71.6% of workers, while 12.9% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Beyond addressing mail, 97107 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 97107 offers a compact profile of Bay City: 2,158 residents, a median household income of $70,804, 25.0% of adults holding a bachelor's degree or higher, and an unemployment rate of 4.6%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 97107 may cover parts of several distinct areas, and a single neighbourhood in Bay City may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.