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ZIP Code98292

Stanwood, WA

Snohomish County · Washington · United States
Home to 26,713 people across 76.804 square miles.

PacificOwner-majority37 ZIPs in county

At a glance

98292 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
27k
±1,564 · top 25% nationally
Median household income
$101,161
US median $70,109 · top 25%
Median home value
$610,700
US median $207,500 · top 10%
Median age
41.9
US median 42 years
Population density
348/mi²
69th pctile most dense
Land area
76.804 mi²
plus 5.323 mi² water

Location

Where 98292 is

48.22555, -122.30507 · Census ZCTA internal pointOpen larger map →
Coordinates48.22555, -122.30507
Time zoneAmerica/Los_Angeles
CountySnohomish County
StateWashington (WA)
Land area76.804 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Los_Angeles

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Seattle, WA42.8 mi
San Francisco, CA722.1 mi
Los Angeles, CA1001.4 mi
Denver, CO1037.8 mi

People

Who lives in 98292

26,713 residents in 9,485 households, averaging 2.82 people per household. The largest age group is under 18 at 23.8% of residents, and 71.2% of households are families.

Age distribution

Share of residents by age band

Under 1823.8%
18-245.6%
25-3411.0%
35-4413.2%
45-5410.6%
55-6415.6%
65+20.2%

Households

Composition and size

Total households9,485
Average household size2.82
Family households71.2%
Living alone22.9%
Median age41.9 years
Households with internet91.3%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White83.7%
Black0.2%
Asian1.5%
Native American1.4%
Pacific Islander0.0%
Other3.4%
Two or more9.7%
Hispanic / Latino8.5%

Income & work

What people earn in 98292

The median household here earns $101,161 a year, above the US median of $70,109, which puts 98292 ahead of 83% of American ZIP codes. 9.2% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$101,161
LowestHighest
Higher than 83% of all US ZIP codes.
Median household income$101,161 ±$9,197
Per capita income$48,834
Poverty rate9.2%
Unemployment rate4.9%
Labor force participation57.7%

Household income distribution

Share of households in each bracket

<$25k11.4%
$25-50k12.7%
$50-75k13.8%
$75-100k11.8%
$100-150k20.7%
$150-200k10.6%
$200k+19.0%

Educational attainment among residents 25 and older: 25.4% hold a bachelor's degree or higher, 94.8% finished high school.

Housing

Homes and rent in 98292

A typical home is valued at $610,700, and median rent runs $1,691 a month. This is an owner-majority area — 80.5% of occupied homes are owned, and the typical building went up in 1992.

Costs

Typical values

Median home value$610,700
Median gross rent$1,691/mo
Median year built1992
Housing units10,110
Vacancy rate6.2%

Own vs. rent

Of 9,485 occupied units

Owner-occupied80.5%
Renter-occupied19.5%
Owner households7,632
Renter households1,853

Building types

Units by structure size

Single family79.6%
2-4 units2.8%
5-19 units5.5%
20+ units11.7%
Mobile / other0.5%

Getting to work

How 98292 commutes

73.0% of workers drove alone, and the average one-way trip takes 36.4 minutes.

Mode of transport

Workers 16 and older

Drove alone73.0%
Carpooled12.1%
Public transit0.4%
Walked2.1%
Worked from home11.9%

Travel time

Mean commute 36.4 minutes

<10 min9.5%
10-1914.9%
20-2916.4%
30-4428.7%
45-5912.9%
60+17.5%

Overview

Understanding ZIP code 98292

ZIP code 98292 is assigned to Stanwood, WA, and falls within Snohomish County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 26,713 people live inside it.

At 348 residents per square mile spread over 76.804 square miles, 98292 reads as a small-town area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run above the national median. At $101,161, 98292 sits comfortably in the upper half, ahead of 83% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Stanwood looks like

Housing in 98292 costs well above the national median. A typical home is valued at $610,700 against a US median of $207,500, and median gross rent runs $1,691 a month. Ownership dominates: 80.5% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 79.6% of housing units here. The median construction year is 1992, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 41.9 against 42 nationally. The average household holds 2.82 people, and 71.2% are family households.

Getting to work takes 36.4 minutes on average one way. The dominant mode is drove alone at 73.0% of workers, while 11.9% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Stanwood, WA

Stanwood is a smaller community, so options inside 98292 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

Median rent in 98292 is $1,691 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Seattle, WA is about 42.8 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 98292 is used for

Beyond addressing mail, 98292 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 98292 offers a compact profile of Stanwood: 26,713 residents, a median household income of $101,161, 25.4% of adults holding a bachelor's degree or higher, and an unemployment rate of 4.9%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 98292 may cover parts of several distinct areas, and a single neighbourhood in Stanwood may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

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Questions

Common questions about 98292

What city is ZIP code 98292 in?
98292 serves Stanwood, Washington, in Snohomish County, United States.
What is the population of 98292?
About 26,713 people live in ZIP code 98292, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±1,564. That works out to roughly 348 people per square mile.
What is the average income in 98292?
The median household income in 98292 is $101,161 per year, compared with a US median of $70,109. Per capita income is $48,834. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 98292?
The median home value is $610,700 and median gross rent is $1,691 a month. 80.5% of occupied homes are owner-occupied.
Is 98292 a good place to live?
That depends on what you're looking for, but here are the facts: 25.4% of adults hold a bachelor's degree or higher, the unemployment rate is 4.9%, and the median age is 41.9. The average commute is 36.4 minutes. We publish the numbers and let you weigh them.
What time zone is 98292 in?
98292 observes Pacific Time (America/Los_Angeles). This zone observes daylight saving time.
How big is ZIP code 98292?
ZIP code 98292 covers 76.804 square miles of land plus 5.323 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 98292 urban, suburban or rural?
By population density, 98292 reads as a small-town area. It holds 348 people per square mile across 76.804 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 98292?
Median gross rent in 98292 is $1,691 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 9,485 occupied homes here, 1,853 are rented.
What is the commute like from 98292?
The average one-way commute from 98292 takes about 36.4 minutes. The most common way to travel is drove alone, used by 73.0% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 98292?
About 11,607 residents of 98292 are employed. Labor force participation stands at 57.7% and the unemployment rate is 4.9%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 98292?
Accommodation in and around Stanwood, WA ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 98292 cover more than one city or county?
This page lists Stanwood as the primary place and Snohomish County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 98292 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 98292. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 98292, the Census approximation of the USPS delivery area.