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ZIP Code98314

Bremerton, WA

Kitsap County · Washington · United States
Home to 1,358 people across 0.117 square miles.

PacificTop 5% densityTop 10% incomeRenter-majority26 ZIPs in county

At a glance

98314 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
1,358
±358 · 38th pctile nationally
Median household income
$179,464
US median $70,109 · top 1%
Median home value
—
US median $207,500 · —
Median age
21.9
US median 42 years
Population density
12k/mi²
top 5% most dense
Land area
0.117 mi²
negligible water area

Location

Where 98314 is

47.562471, -122.638719 · Census ZCTA internal pointOpen larger map →
Coordinates47.562471, -122.638719
Time zoneAmerica/Los_Angeles
CountyKitsap County
StateWashington (WA)
Land area0.117 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Los_Angeles

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Seattle, WA14.6 mi
San Francisco, CA676.3 mi
Los Angeles, CA960.9 mi
Denver, CO1031.1 mi

People

Who lives in 98314

1,358 residents in 32 households, averaging 42.44 people per household. The largest age group is 18-24 at 76.1% of residents, and 87.5% of households are families.

Age distribution

Share of residents by age band

Under 181.6%
18-2476.1%
25-3414.5%
35-445.8%
45-541.9%
55-640.0%
65+0.0%

Households

Composition and size

Total households32
Average household size42.44
Family households87.5%
Living alone0.0%
Median age21.9 years
Households with internet100.0%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White68.0%
Black5.9%
Asian4.7%
Native American2.7%
Other3.8%
Two or more14.9%
Hispanic / Latino14.9%

Income & work

What people earn in 98314

The median household here earns $179,464 a year, above the US median of $70,109, which puts 98314 ahead of 99% of American ZIP codes. 0.0% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$179,464
LowestHighest
Higher than 99% of all US ZIP codes.
Median household income$179,464 ±$100,340
Per capita income$35,592
Poverty rate0.0%
Unemployment rate0.0%
Labor force participation99.6%

Household income distribution

Share of households in each bracket

<$25k0.0%
$25-50k0.0%
$50-75k15.6%
$75-100k0.0%
$100-150k0.0%
$150-200k43.8%
$200k+40.6%

Educational attainment among residents 25 and older: 22.2% hold a bachelor's degree or higher, 100.0% finished high school.

Housing

Homes and rent in 98314

median rent runs $2,681 a month. This is a renter-majority area — 100.0% of occupied homes are rented, and the typical building went up in 1938.

Costs

Typical values

Median home value—
Median gross rent$2,681/mo
Median year built1938
Housing units32
Vacancy rate0.0%

Own vs. rent

Of 32 occupied units

Owner-occupied0.0%
Renter-occupied100.0%
Owner households0
Renter households32

Building types

Units by structure size

Single family84.4%
2-4 units15.6%

Getting to work

How 98314 commutes

80.8% of workers walked, and the average one-way trip takes 17.8 minutes.

Mode of transport

Workers 16 and older

Drove alone13.1%
Carpooled2.2%
Public transit0.3%
Walked80.8%
Bike2.1%
Worked from home1.5%

Travel time

Mean commute 17.8 minutes

<10 min9.3%
10-1961.8%
20-2924.9%
30-442.9%
45-590.0%
60+1.1%

Overview

Understanding ZIP code 98314

ZIP code 98314 is assigned to Bremerton, WA, and falls within Kitsap County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 1,358 people live inside it.

At 11,607 residents per square mile spread over 0.117 square miles, 98314 reads as a dense urban area. It is a sparsely populated postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings here sit well above the national picture. The median household income of $179,464 places 98314 in the upper reaches of American postal codes, ahead of 99% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Bremerton looks like

The building stock is dominated by detached single-family houses, which account for 84.4% of housing units here. The median construction year is 1938, making the housing here largely pre-war. At 0.0%, vacancy is low — housing here is tightly held.

The population skews notably young, with a median age of 21.9 against 42 nationally. Households are relatively large at 42.44 people on average, with 87.5% classified as family households.

Getting to work takes 17.8 minutes on average one way. The dominant mode is walked at 80.8% of workers, while 80.8% walk. Commute patterns are one of the better proxies for how a place actually functions day to day.

Where to stay

Where to stay in Bremerton, WA

Bremerton sits in a densely built environment, and accommodation in and around 98314 tends to reflect that — full-service hotels, boutique properties and serviced apartments packed close together, usually within walking distance of transit. Rates in dense urban codes move sharply with the calendar: midweek business demand and weekend leisure demand can price very differently.

Local housing costs are a rough guide to nightly rates: median rent in 98314 runs $2,681 a month, which is high, and hotel pricing in expensive residential areas usually follows the same curve. For reference, Seattle, WA is about 14.6 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

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Practical uses

What ZIP code 98314 is used for

Beyond addressing mail, 98314 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 98314 offers a compact profile of Bremerton: 1,358 residents, a median household income of $179,464, 22.2% of adults holding a bachelor's degree or higher, and an unemployment rate of 0.0%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 98314 may cover parts of several distinct areas, and a single neighbourhood in Bremerton may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 98314

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Washington ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

Other ZIP codes in Bremerton

Bremerton is served by 5 postal codes.

More in Kitsap County

Look up another

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Questions

Common questions about 98314

What city is ZIP code 98314 in?
98314 serves Bremerton, Washington, in Kitsap County, United States.
What is the population of 98314?
About 1,358 people live in ZIP code 98314, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±358. That works out to roughly 11,607 people per square mile.
What is the average income in 98314?
The median household income in 98314 is $179,464 per year, compared with a US median of $70,109. Per capita income is $35,592. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
Is 98314 a good place to live?
That depends on what you're looking for, but here are the facts: 22.2% of adults hold a bachelor's degree or higher, the unemployment rate is 0.0%, and the median age is 21.9. The average commute is 17.8 minutes. We publish the numbers and let you weigh them.
What time zone is 98314 in?
98314 observes Pacific Time (America/Los_Angeles). This zone observes daylight saving time.
How big is ZIP code 98314?
ZIP code 98314 covers 0.117 square miles of land, per the US Census Bureau's 2023 Gazetteer files.
Is 98314 urban, suburban or rural?
By population density, 98314 reads as a dense urban area. It holds 11,607 people per square mile across 0.117 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 98314?
Median gross rent in 98314 is $2,681 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 32 occupied homes here, 32 are rented.
What is the commute like from 98314?
The average one-way commute from 98314 takes about 17.8 minutes. The most common way to travel is walked, used by 80.8% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 98314?
About 69 residents of 98314 are employed. Labor force participation stands at 99.6% and the unemployment rate is 0.0%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 98314?
Accommodation in and around Bremerton, WA ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 98314 cover more than one city or county?
This page lists Bremerton as the primary place and Kitsap County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 98314 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 98314. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 98314, the Census approximation of the USPS delivery area.