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ZIP Code46706

Auburn, IN

DeKalb County · Indiana · United States
Home to 20,277 people across 87.896 square miles.

EasternOwner-majority8 ZIPs in county

At a glance

46706 by the numbers

Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.

Population
20k
±515 · top 25% nationally
Median household income
$76,288
US median $70,109 · 60th pctile
Median home value
$194,900
US median $207,500 · 46th pctile
Median age
36.9
US median 42 years
Population density
231/mi²
64th pctile most dense
Land area
87.896 mi²
plus 0.311 mi² water

Location

Where 46706 is

41.341594, -85.032655 · Census ZCTA internal pointOpen larger map →
Coordinates41.341594, -85.032655
Time zoneAmerica/Indiana/Indianapolis
CountyDeKalb County
StateIndiana (IN)
Land area87.896 mi²
Coordinate sourceCensus ZCTA internal point

Local time

America/Indiana/Indianapolis

—:—:—

Current weather

Live from the National Weather Service

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Distance to major cities

Straight-line, computed from coordinates

Chicago, IL139.2 mi
Atlanta, GA525.8 mi
Philadelphia, PA525.8 mi
New York, NY576.0 mi

People

Who lives in 46706

20,277 residents in 7,899 households, averaging 2.57 people per household. The largest age group is under 18 at 24.0% of residents.

Age distribution

Share of residents by age band

Under 1824.0%
18-248.9%
25-3413.3%
35-4413.0%
45-5411.7%
55-6412.1%
65+17.0%

Households

Composition and size

Total households7,899
Average household size2.57
Family households69.7%
Living alone27.6%
Median age36.9 years
Households with internet86.4%

Race & ethnicity

Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.

White96.7%
Black0.1%
Asian0.2%
Other0.5%
Two or more2.5%
Hispanic / Latino2.4%

Income & work

What people earn in 46706

The median household here earns $76,288 a year, above the US median of $70,109, which puts 46706 ahead of 60% of American ZIP codes. 8.5% of residents live below the poverty line.

Compared to the US

This ZIP against the national median

Median household income$76,288
LowestHighest
Higher than 60% of all US ZIP codes.
Median household income$76,288 ±$5,804
Per capita income$36,436
Poverty rate8.5%
Unemployment rate4.6%
Labor force participation68.3%

Household income distribution

Share of households in each bracket

<$25k12.2%
$25-50k21.6%
$50-75k14.7%
$75-100k17.4%
$100-150k19.3%
$150-200k8.1%
$200k+6.7%

Educational attainment among residents 25 and older: 26.7% hold a bachelor's degree or higher, 95.0% finished high school.

Housing

Homes and rent in 46706

A typical home is valued at $194,900, and median rent runs $829 a month. This is an owner-majority area — 80.4% of occupied homes are owned, and the typical building went up in 1982.

Costs

Typical values

Median home value$194,900
Median gross rent$829/mo
Median year built1982
Housing units8,336
Vacancy rate5.2%

Own vs. rent

Of 7,899 occupied units

Owner-occupied80.4%
Renter-occupied19.6%
Owner households6,349
Renter households1,550

Building types

Units by structure size

Single family77.6%
2-4 units6.4%
5-19 units5.2%
20+ units10.8%

Getting to work

How 46706 commutes

81.9% of workers drove alone, and the average one-way trip takes 21.4 minutes.

Mode of transport

Workers 16 and older

Drove alone81.9%
Carpooled12.1%
Public transit0.2%
Walked1.7%
Worked from home3.3%

Travel time

Mean commute 21.4 minutes

<10 min24.0%
10-1930.5%
20-2922.0%
30-4416.6%
45-595.1%
60+1.8%

Overview

Understanding ZIP code 46706

ZIP code 46706 is assigned to Auburn, IN, and falls within DeKalb County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 20,277 people live inside it.

At 231 residents per square mile spread over 87.896 square miles, 46706 reads as a small-town area. It is a mid-sized postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings track close to the national picture. The median of $76,288 puts 46706 near the middle of the pack, ahead of 60% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Living here

What life in Auburn looks like

Housing in 46706 costs close to the national median. A typical home is valued at $194,900 against a US median of $207,500, and median gross rent runs $829 a month. Ownership dominates: 80.4% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.

The building stock is dominated by detached single-family houses, which account for 77.6% of housing units here. The median construction year is 1982, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 36.9 against 42 nationally. The average household holds 2.57 people, and 69.7% are family households.

Getting to work takes 21.4 minutes on average one way. The dominant mode is drove alone at 81.9% of workers.

Where to stay

Where to stay in Auburn, IN

Auburn is a smaller community, so options inside 46706 may be limited to a handful of independent inns, motels or bed-and-breakfast properties. Travellers often widen the search to the surrounding area, where the choice is greater and prices are usually competitive.

Local costs are modest — median rent here is $829 a month — and accommodation prices in the area tend to be correspondingly reasonable. For reference, Chicago, IL is about 139.2 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.

Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.

Book a Hotel →

Opens Booking.com in a new tab. We are not affiliated with Booking.com and receive nothing from this link.

Practical uses

What ZIP code 46706 is used for

Beyond addressing mail, 46706 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 46706 offers a compact profile of Auburn: 20,277 residents, a median household income of $76,288, 26.7% of adults holding a bachelor's degree or higher, and an unemployment rate of 4.6%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 46706 may cover parts of several distinct areas, and a single neighbourhood in Auburn may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.

Nearby

ZIP codes near 46706

The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Indiana ZIP code or use the ZIP Express Lookup to search by city, county or time zone.

More in DeKalb County

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Questions

Common questions about 46706

What city is ZIP code 46706 in?
46706 serves Auburn, Indiana, in DeKalb County, United States.
What is the population of 46706?
About 20,277 people live in ZIP code 46706, according to the US Census Bureau's 2019–2023 American Community Survey 5-Year Estimates. The margin of error on that figure is ±515. That works out to roughly 231 people per square mile.
What is the average income in 46706?
The median household income in 46706 is $76,288 per year, compared with a US median of $70,109. Per capita income is $36,436. Median income is more representative than an average because it isn't skewed by a small number of very high earners.
How expensive is housing in 46706?
The median home value is $194,900 and median gross rent is $829 a month. 80.4% of occupied homes are owner-occupied.
Is 46706 a good place to live?
That depends on what you're looking for, but here are the facts: 26.7% of adults hold a bachelor's degree or higher, the unemployment rate is 4.6%, and the median age is 36.9. The average commute is 21.4 minutes. We publish the numbers and let you weigh them.
What time zone is 46706 in?
46706 observes Eastern Time (America/Indiana/Indianapolis). This zone observes daylight saving time.
How big is ZIP code 46706?
ZIP code 46706 covers 87.896 square miles of land plus 0.311 square miles of water, per the US Census Bureau's 2023 Gazetteer files.
Is 46706 urban, suburban or rural?
By population density, 46706 reads as a small-town area. It holds 231 people per square mile across 87.896 square miles of land. For reference, densities above 10,000 per square mile generally indicate an urban core, 1,000–3,000 is typically suburban, and under 200 is rural. These are rules of thumb rather than official designations — the Census Bureau classifies urban and rural areas by census block, not by ZIP code.
How much is rent in 46706?
Median gross rent in 46706 is $829 a month, according to the American Community Survey. Gross rent includes contract rent plus the estimated cost of utilities and fuels, so it is closer to what a tenant actually pays than a headline rent figure. Of 7,899 occupied homes here, 1,550 are rented.
What is the commute like from 46706?
The average one-way commute from 46706 takes about 21.4 minutes. The most common way to travel is drove alone, used by 81.9% of workers aged 16 and over. Commute figures cover people who were employed and working outside the home during the survey period.
How many people work in 46706?
About 10,367 residents of 46706 are employed. Labor force participation stands at 68.3% and the unemployment rate is 4.6%. Note this counts residents by where they live, not by where they work — a ZIP with many offices can have far more jobs than employed residents.
Where should I stay when visiting 46706?
Accommodation in and around Auburn, IN ranges with the character of the area. See the 'Where to stay' section on this page for local context, and use the live search there for current availability and pricing.
Does 46706 cover more than one city or county?
This page lists Auburn as the primary place and DeKalb County as the county. ZIP codes follow mail delivery routes rather than municipal or county lines, so a single code can straddle boundaries, and USPS also recognises alternate acceptable city names for many codes. If you need the definitive answer for a specific street address, the USPS ZIP Code Lookup is the authority.
Can ZIP code 46706 change?
Yes. USPS adjusts ZIP codes as delivery volumes shift — codes are occasionally split, merged, retired or newly created, and boundaries move more often than most people assume. The Census Bureau's ZCTA definitions, which underpin the demographic figures on this page, are redrawn only once a decade, so the two can drift apart between censuses.

Methodology

Where this data comes from

  • Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
  • Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 46706. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
  • Land and water area — US Census Bureau 2023 Gazetteer Files.
  • Weather — NOAA National Weather Service, fetched live in your browser.
  • Map — OpenStreetMap contributors (ODbL).
On accuracy. ACS figures are survey estimates, not counts. The margin of error shown alongside the population figure means the true value has a 90% chance of falling in that range. For small ZIP codes the error can be large relative to the estimate — treat the direction as more reliable than the exact number. This page reports data for ZCTA 46706, the Census approximation of the USPS delivery area.