Fort Wayne, IN
Allen County · Indiana · United States
Home to 28,664 people across 22.871 square miles.
At a glance
46845 by the numbers
Every figure below comes from the 2019–2023 American Community Survey 5-Year Estimates, the Census Gazetteer, or is computed from those. Margins of error are shown where they matter.
Location
Where 46845 is
| Coordinates | 41.212012, -85.108798 |
|---|---|
| Time zone | America/Indiana/Indianapolis |
| County | Allen County |
| State | Indiana (IN) |
| Land area | 22.871 mi² |
| Coordinate source | Census ZCTA internal point |
Local time
America/Indiana/Indianapolis
Current weather
Live from the National Weather Service
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Distance to major cities
Straight-line, computed from coordinates
| Chicago, IL | 138.2 mi |
|---|---|
| Atlanta, GA | 517.2 mi |
| Philadelphia, PA | 528.7 mi |
| New York, NY | 579.9 mi |
People
Who lives in 46845
28,664 residents in 10,517 households, averaging 2.73 people per household. The largest age group is under 18 at 27.2% of residents, and 80.1% of households are families.
Age distribution
Share of residents by age band
Households
Composition and size
| Total households | 10,517 |
|---|---|
| Average household size | 2.73 |
| Family households | 80.1% |
| Living alone | 17.2% |
| Median age | 40.6 years |
| Households with internet | 97.1% |
Race & ethnicity
Census race categories. Hispanic or Latino origin is asked separately and overlaps these groups.
Income & work
What people earn in 46845
The median household here earns $115,690 a year, above the US median of $70,109, which puts 46845 ahead of 90% of American ZIP codes. 3.5% of residents live below the poverty line.
Compared to the US
This ZIP against the national median
| Median household income | $115,690 ±$9,694 |
|---|---|
| Per capita income | $53,425 |
| Poverty rate | 3.5% |
| Unemployment rate | 1.3% |
| Labor force participation | 67.5% |
Household income distribution
Share of households in each bracket
Educational attainment among residents 25 and older: 52.9% hold a bachelor's degree or higher, 97.8% finished high school.
Housing
Homes and rent in 46845
A typical home is valued at $314,000, and median rent runs $1,398 a month. This is an owner-majority area — 85.1% of occupied homes are owned, and the typical building went up in 2002.
Costs
Typical values
| Median home value | $314,000 |
|---|---|
| Median gross rent | $1,398/mo |
| Median year built | 2002 |
| Housing units | 10,709 |
| Vacancy rate | 1.8% |
Own vs. rent
Of 10,517 occupied units
| Owner households | 8,945 |
|---|---|
| Renter households | 1,572 |
Building types
Units by structure size
Getting to work
How 46845 commutes
77.8% of workers drove alone, and the average one-way trip takes 21.9 minutes.
Mode of transport
Workers 16 and older
Travel time
Mean commute 21.9 minutes
Overview
Understanding ZIP code 46845
ZIP code 46845 is assigned to Fort Wayne, IN, and falls within Allen County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 28,664 people live inside it.
At 1,253 residents per square mile spread over 22.871 square miles, 46845 reads as a suburban area. It is a populous postal code, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.
Household earnings here sit well above the national picture. The median household income of $115,690 places 46845 in the upper reaches of American postal codes, ahead of 90% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.
Living here
What life in Fort Wayne looks like
Housing in 46845 costs close to the national median. A typical home is valued at $314,000 against a US median of $207,500, and median gross rent runs $1,398 a month. Ownership dominates: 85.1% of occupied homes are owner-occupied, which usually signals an established residential area with relatively low turnover.
The building stock is dominated by detached single-family houses, which account for 88.9% of housing units here. The median construction year is 2002, making the housing here relatively modern. At 1.8%, vacancy is low — housing here is tightly held.
The population skews broadly in line with the national age profile, with a median age of 40.6 against 42 nationally. The average household holds 2.73 people, and 80.1% are family households.
Getting to work takes 21.9 minutes on average one way. The dominant mode is drove alone at 77.8% of workers, while 12.8% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.
Where to stay
Where to stay in Fort Wayne, IN
Fort Wayne is largely suburban in character. Accommodation here skews toward mid-range chain hotels and extended-stay properties positioned near highway junctions and business parks, which suits anyone driving in or visiting for work rather than sightseeing.
Median rent in 46845 is $1,398 a month, which sits in the middle of the national range; accommodation pricing locally tends to be similarly mid-market. For reference, Chicago, IL is about 138.2 miles away in a straight line, which is worth factoring in if you are comparing a stay here against one closer to the city centre.
Availability and pricing change constantly, so the live search below will give you a more accurate picture than any figure we could publish here. It opens results for this area on Booking.com.
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Practical uses
What ZIP code 46845 is used for
Beyond addressing mail, 46845 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.
For anyone weighing a move, 46845 offers a compact profile of Fort Wayne: 28,664 residents, a median household income of $115,690, 52.9% of adults holding a bachelor's degree or higher, and an unemployment rate of 1.3%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.
One caution worth repeating: a postal code is not a neighbourhood. 46845 may cover parts of several distinct areas, and a single neighbourhood in Fort Wayne may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.
Nearby
ZIP codes near 46845
The eight closest postal codes by centroid distance, each with its own full profile. You can also browse every Indiana ZIP code or use the ZIP Express Lookup to search by city, county or time zone.
Other ZIP codes in Fort Wayne
Fort Wayne is served by 43 postal codes.
More in Allen County
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Questions
Common questions about 46845
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Methodology
Where this data comes from
- Postal geography — GeoNames open postal code database (CC BY 4.0), cross-checked against the US Census Gazetteer.
- Demographics, income, housing, commute — US Census Bureau, American Community Survey 2019–2023 5-Year Estimates, ZIP Code Tabulation Area 46845. Tables B01001, B01002, B01003, B02001, B03003, B08301, B08303, B11001, B15003, B17001, B19001, B19013, B19301, B23025, B25002, B25003, B25024, B25035, B25064, B25077, B28002.
- Land and water area — US Census Bureau 2023 Gazetteer Files.
- Weather — NOAA National Weather Service, fetched live in your browser.
- Map — OpenStreetMap contributors (ODbL).