Holualoa, HI

ZIP code 96725 is assigned to Holualoa, HI, and falls within Hawaii County. Like every US postal code, it began as a mail-routing device rather than a geographic boundary — the US Postal Service groups delivery routes under a single code so carriers and sorting equipment can process mail efficiently. Today it also serves as a practical shorthand for the area itself: roughly 4,672 people live inside it.

At 49 residents per square mile spread over 96.234 square miles, 96725 reads as a rural area. It is a smaller postal code by population, and density shapes almost everything else on this page — how people get to work, whether they own or rent, and what housing costs.

Household earnings run above the national median. At $88,426, 96725 sits comfortably in the upper half, ahead of 74% of them. The US median for comparison is $70,109. Bear in mind that median income describes the midpoint household, not the average — it is not pulled upward by a handful of very high earners the way a mean would be.

Housing in 96725 costs far above the national median. A typical home is valued at $840,400 against a US median of $207,500, and median gross rent runs $1,528 a month. The split between owning and renting is fairly even at 60.0% owner-occupied, which tends to indicate a mix of housing types rather than one dominant form.

The building stock is dominated by detached single-family houses, which account for 84.9% of housing units here. The median construction year is 1983, making the housing here from the later twentieth century.

The population skews broadly in line with the national age profile, with a median age of 44.6 against 42 nationally. Households are relatively large at 3.07 people on average, with 67.6% classified as family households.

Getting to work takes 25.3 minutes on average one way. The dominant mode is drove alone at 66.7% of workers, while 15.6% work from home. Commute patterns are one of the better proxies for how a place actually functions day to day.

Beyond addressing mail, 96725 does a lot of quiet administrative work. Retailers use it to calculate shipping and sales tax at checkout. Insurers use it to set premiums, since risk profiles vary geographically. Employers and marketers use it to define service areas. Government agencies use it to route benefits and organise reporting. If you have ever been asked for a postal code by a form that clearly does not intend to send you anything, this is why.

For anyone weighing a move, 96725 offers a compact profile of Holualoa: 4,672 residents, a median household income of $88,426, 37.9% of adults holding a bachelor's degree or higher, and an unemployment rate of 3.5%. A handful of figures like these answer more relocation questions than most neighbourhood guides do.

One caution worth repeating: a postal code is not a neighbourhood. 96725 may cover parts of several distinct areas, and a single neighbourhood in Holualoa may be split across more than one code. Boundaries also shift as USPS adjusts delivery routes. Treat the figures here as describing a delivery area, which is what they actually measure.